LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,684
−HK$7,129/mo
▼ 0.25% · 3.875%
HK$117,221
−HK$3,592/mo
Today · 4.125%
HK$120,813
baseline
▲ 0.50% · 4.625%
HK$128,165
+HK$7,352/mo
Deposit HK$24.93M · loan HK$24.93M · min. income ≈ HK$241,626/mo (50% DSR)
Upfront cash ≈ HK$27.05M (deposit + AVD stamp duty HK$2,118,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,473
−HK$6,833/mo
▼ 0.25% · 3.875%
HK$129,865
−HK$3,441/mo
Today · 4.125%
HK$133,306
baseline
▲ 0.50% · 4.625%
HK$140,332
+HK$7,026/mo
Deposit HK$24.93M · loan HK$24.93M · min. income ≈ HK$266,612/mo (50% DSR)
Upfront cash ≈ HK$27.05M (deposit + AVD stamp duty HK$2,118,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,421
−HK$8,555/mo
▼ 0.25% · 3.875%
HK$140,665
−HK$4,311/mo
Today · 4.125%
HK$144,976
baseline
▲ 0.50% · 4.625%
HK$153,798
+HK$8,822/mo
Deposit HK$19.94M · loan HK$29.91M · min. income ≈ HK$289,952/mo (50% DSR)
Upfront cash ≈ HK$22.06M (deposit + AVD stamp duty HK$2,118,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,767
−HK$8,200/mo
▼ 0.25% · 3.875%
HK$155,838
−HK$4,129/mo
Today · 4.125%
HK$159,967
baseline
▲ 0.50% · 4.625%
HK$168,399
+HK$8,432/mo
Deposit HK$19.94M · loan HK$29.91M · min. income ≈ HK$319,934/mo (50% DSR)
Upfront cash ≈ HK$22.06M (deposit + AVD stamp duty HK$2,118,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,158
−HK$9,981/mo
▼ 0.25% · 3.875%
HK$164,109
−HK$5,030/mo
Today · 4.125%
HK$169,139
baseline
▲ 0.50% · 4.625%
HK$179,431
+HK$10,292/mo
Deposit HK$14.96M · loan HK$34.90M · min. income ≈ HK$338,278/mo (50% DSR)
Upfront cash ≈ HK$17.08M (deposit + AVD stamp duty HK$2,118,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,062
−HK$9,566/mo
▼ 0.25% · 3.875%
HK$181,811
−HK$4,817/mo
Today · 4.125%
HK$186,628
baseline
▲ 0.50% · 4.625%
HK$196,465
+HK$9,837/mo
Deposit HK$14.96M · loan HK$34.90M · min. income ≈ HK$373,256/mo (50% DSR)
Upfront cash ≈ HK$17.08M (deposit + AVD stamp duty HK$2,118,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,632
−HK$12,832/mo
▼ 0.25% · 3.875%
HK$210,997
−HK$6,467/mo
Today · 4.125%
HK$217,464
baseline
▲ 0.50% · 4.625%
HK$230,696
+HK$13,232/mo
Deposit HK$4.99M · loan HK$44.87M · min. income ≈ HK$434,928/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$2,118,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,651
−HK$12,299/mo
▼ 0.25% · 3.875%
HK$233,757
−HK$6,193/mo
Today · 4.125%
HK$239,950
baseline
▲ 0.50% · 4.625%
HK$252,598
+HK$12,648/mo
Deposit HK$4.99M · loan HK$44.87M · min. income ≈ HK$479,900/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$2,118,880 · Scale 2, in force from 26 Feb 2026)