LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,696
−HK$7,130/mo
▼ 0.25% · 3.875%
HK$117,233
−HK$3,593/mo
Today · 4.125%
HK$120,826
baseline
▲ 0.50% · 4.625%
HK$128,178
+HK$7,352/mo
Deposit HK$24.93M · loan HK$24.93M · min. income ≈ HK$241,652/mo (50% DSR)
Upfront cash ≈ HK$27.05M (deposit + AVD stamp duty HK$2,119,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,486
−HK$6,833/mo
▼ 0.25% · 3.875%
HK$129,878
−HK$3,441/mo
Today · 4.125%
HK$133,319
baseline
▲ 0.50% · 4.625%
HK$140,347
+HK$7,028/mo
Deposit HK$24.93M · loan HK$24.93M · min. income ≈ HK$266,638/mo (50% DSR)
Upfront cash ≈ HK$27.05M (deposit + AVD stamp duty HK$2,119,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,435
−HK$8,556/mo
▼ 0.25% · 3.875%
HK$140,679
−HK$4,312/mo
Today · 4.125%
HK$144,991
baseline
▲ 0.50% · 4.625%
HK$153,813
+HK$8,822/mo
Deposit HK$19.94M · loan HK$29.92M · min. income ≈ HK$289,982/mo (50% DSR)
Upfront cash ≈ HK$22.06M (deposit + AVD stamp duty HK$2,119,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,783
−HK$8,200/mo
▼ 0.25% · 3.875%
HK$155,854
−HK$4,129/mo
Today · 4.125%
HK$159,983
baseline
▲ 0.50% · 4.625%
HK$168,416
+HK$8,433/mo
Deposit HK$19.94M · loan HK$29.92M · min. income ≈ HK$319,966/mo (50% DSR)
Upfront cash ≈ HK$22.06M (deposit + AVD stamp duty HK$2,119,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,174
−HK$9,982/mo
▼ 0.25% · 3.875%
HK$164,126
−HK$5,030/mo
Today · 4.125%
HK$169,156
baseline
▲ 0.50% · 4.625%
HK$179,449
+HK$10,293/mo
Deposit HK$14.96M · loan HK$34.90M · min. income ≈ HK$338,312/mo (50% DSR)
Upfront cash ≈ HK$17.08M (deposit + AVD stamp duty HK$2,119,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,080
−HK$9,567/mo
▼ 0.25% · 3.875%
HK$181,829
−HK$4,818/mo
Today · 4.125%
HK$186,647
baseline
▲ 0.50% · 4.625%
HK$196,485
+HK$9,838/mo
Deposit HK$14.96M · loan HK$34.90M · min. income ≈ HK$373,294/mo (50% DSR)
Upfront cash ≈ HK$17.08M (deposit + AVD stamp duty HK$2,119,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,653
−HK$12,833/mo
▼ 0.25% · 3.875%
HK$211,019
−HK$6,467/mo
Today · 4.125%
HK$217,486
baseline
▲ 0.50% · 4.625%
HK$230,720
+HK$13,234/mo
Deposit HK$4.99M · loan HK$44.87M · min. income ≈ HK$434,972/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$2,119,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,674
−HK$12,301/mo
▼ 0.25% · 3.875%
HK$233,780
−HK$6,195/mo
Today · 4.125%
HK$239,975
baseline
▲ 0.50% · 4.625%
HK$252,624
+HK$12,649/mo
Deposit HK$4.99M · loan HK$44.87M · min. income ≈ HK$479,950/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$2,119,096 · Scale 2, in force from 26 Feb 2026)