LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,700
−HK$7,130/mo
▼ 0.25% · 3.875%
HK$117,237
−HK$3,593/mo
Today · 4.125%
HK$120,830
baseline
▲ 0.50% · 4.625%
HK$128,183
+HK$7,353/mo
Deposit HK$24.93M · loan HK$24.93M · min. income ≈ HK$241,660/mo (50% DSR)
Upfront cash ≈ HK$27.05M (deposit + AVD stamp duty HK$2,119,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,491
−HK$6,834/mo
▼ 0.25% · 3.875%
HK$129,883
−HK$3,442/mo
Today · 4.125%
HK$133,325
baseline
▲ 0.50% · 4.625%
HK$140,352
+HK$7,027/mo
Deposit HK$24.93M · loan HK$24.93M · min. income ≈ HK$266,650/mo (50% DSR)
Upfront cash ≈ HK$27.05M (deposit + AVD stamp duty HK$2,119,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,441
−HK$8,556/mo
▼ 0.25% · 3.875%
HK$140,685
−HK$4,312/mo
Today · 4.125%
HK$144,997
baseline
▲ 0.50% · 4.625%
HK$153,819
+HK$8,822/mo
Deposit HK$19.95M · loan HK$29.92M · min. income ≈ HK$289,994/mo (50% DSR)
Upfront cash ≈ HK$22.06M (deposit + AVD stamp duty HK$2,119,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,789
−HK$8,200/mo
▼ 0.25% · 3.875%
HK$155,860
−HK$4,129/mo
Today · 4.125%
HK$159,989
baseline
▲ 0.50% · 4.625%
HK$168,423
+HK$8,434/mo
Deposit HK$19.95M · loan HK$29.92M · min. income ≈ HK$319,978/mo (50% DSR)
Upfront cash ≈ HK$22.06M (deposit + AVD stamp duty HK$2,119,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,181
−HK$9,982/mo
▼ 0.25% · 3.875%
HK$164,132
−HK$5,031/mo
Today · 4.125%
HK$169,163
baseline
▲ 0.50% · 4.625%
HK$179,456
+HK$10,293/mo
Deposit HK$14.96M · loan HK$34.90M · min. income ≈ HK$338,326/mo (50% DSR)
Upfront cash ≈ HK$17.08M (deposit + AVD stamp duty HK$2,119,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,087
−HK$9,567/mo
▼ 0.25% · 3.875%
HK$181,836
−HK$4,818/mo
Today · 4.125%
HK$186,654
baseline
▲ 0.50% · 4.625%
HK$196,493
+HK$9,839/mo
Deposit HK$14.96M · loan HK$34.90M · min. income ≈ HK$373,308/mo (50% DSR)
Upfront cash ≈ HK$17.08M (deposit + AVD stamp duty HK$2,119,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,661
−HK$12,834/mo
▼ 0.25% · 3.875%
HK$211,027
−HK$6,468/mo
Today · 4.125%
HK$217,495
baseline
▲ 0.50% · 4.625%
HK$230,729
+HK$13,234/mo
Deposit HK$4.99M · loan HK$44.88M · min. income ≈ HK$434,990/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$2,119,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,683
−HK$12,301/mo
▼ 0.25% · 3.875%
HK$233,789
−HK$6,195/mo
Today · 4.125%
HK$239,984
baseline
▲ 0.50% · 4.625%
HK$252,634
+HK$12,650/mo
Deposit HK$4.99M · loan HK$44.88M · min. income ≈ HK$479,968/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$2,119,178 · Scale 2, in force from 26 Feb 2026)