LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,371
−HK$713/mo
▼ 0.25% · 3.875%
HK$11,724
−HK$360/mo
Today · 4.125%
HK$12,084
baseline
▲ 0.50% · 4.625%
HK$12,819
+HK$735/mo
Deposit HK$2.49M · loan HK$2.49M · min. income ≈ HK$24,168/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$112,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,650
−HK$683/mo
▼ 0.25% · 3.875%
HK$12,989
−HK$344/mo
Today · 4.125%
HK$13,333
baseline
▲ 0.50% · 4.625%
HK$14,036
+HK$703/mo
Deposit HK$2.49M · loan HK$2.49M · min. income ≈ HK$26,666/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$112,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,645
−HK$856/mo
▼ 0.25% · 3.875%
HK$14,069
−HK$432/mo
Today · 4.125%
HK$14,501
baseline
▲ 0.50% · 4.625%
HK$15,383
+HK$882/mo
Deposit HK$1.99M · loan HK$2.99M · min. income ≈ HK$29,002/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$112,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,180
−HK$820/mo
▼ 0.25% · 3.875%
HK$15,587
−HK$413/mo
Today · 4.125%
HK$16,000
baseline
▲ 0.50% · 4.625%
HK$16,843
+HK$843/mo
Deposit HK$1.99M · loan HK$2.99M · min. income ≈ HK$32,000/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$112,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,919
−HK$998/mo
▼ 0.25% · 3.875%
HK$16,414
−HK$503/mo
Today · 4.125%
HK$16,917
baseline
▲ 0.50% · 4.625%
HK$17,947
+HK$1,030/mo
Deposit HK$1.50M · loan HK$3.49M · min. income ≈ HK$33,834/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$112,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,710
−HK$957/mo
▼ 0.25% · 3.875%
HK$18,185
−HK$482/mo
Today · 4.125%
HK$18,667
baseline
▲ 0.50% · 4.625%
HK$19,651
+HK$984/mo
Deposit HK$1.50M · loan HK$3.49M · min. income ≈ HK$37,334/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$112,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,467
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$21,104
−HK$647/mo
Today · 4.125%
HK$21,751
baseline
▲ 0.50% · 4.625%
HK$23,074
+HK$1,323/mo
Deposit HK$499K · loan HK$4.49M · min. income ≈ HK$43,502/mo (50% DSR)
Upfront cash ≈ HK$611K (deposit + AVD stamp duty HK$112,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,770
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$23,380
−HK$620/mo
Today · 4.125%
HK$24,000
baseline
▲ 0.50% · 4.625%
HK$25,265
+HK$1,265/mo
Deposit HK$499K · loan HK$4.49M · min. income ≈ HK$48,000/mo (50% DSR)
Upfront cash ≈ HK$611K (deposit + AVD stamp duty HK$112,199 · Scale 2, in force from 26 Feb 2026)