LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,712
−HK$7,131/mo
▼ 0.25% · 3.875%
HK$117,249
−HK$3,594/mo
Today · 4.125%
HK$120,843
baseline
▲ 0.50% · 4.625%
HK$128,196
+HK$7,353/mo
Deposit HK$24.93M · loan HK$24.93M · min. income ≈ HK$241,686/mo (50% DSR)
Upfront cash ≈ HK$27.05M (deposit + AVD stamp duty HK$2,119,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,503
−HK$6,835/mo
▼ 0.25% · 3.875%
HK$129,896
−HK$3,442/mo
Today · 4.125%
HK$133,338
baseline
▲ 0.50% · 4.625%
HK$140,366
+HK$7,028/mo
Deposit HK$24.93M · loan HK$24.93M · min. income ≈ HK$266,676/mo (50% DSR)
Upfront cash ≈ HK$27.05M (deposit + AVD stamp duty HK$2,119,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,454
−HK$8,557/mo
▼ 0.25% · 3.875%
HK$140,699
−HK$4,312/mo
Today · 4.125%
HK$145,011
baseline
▲ 0.50% · 4.625%
HK$153,835
+HK$8,824/mo
Deposit HK$19.95M · loan HK$29.92M · min. income ≈ HK$290,022/mo (50% DSR)
Upfront cash ≈ HK$22.07M (deposit + AVD stamp duty HK$2,119,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,804
−HK$8,202/mo
▼ 0.25% · 3.875%
HK$155,875
−HK$4,131/mo
Today · 4.125%
HK$160,006
baseline
▲ 0.50% · 4.625%
HK$168,440
+HK$8,434/mo
Deposit HK$19.95M · loan HK$29.92M · min. income ≈ HK$320,012/mo (50% DSR)
Upfront cash ≈ HK$22.07M (deposit + AVD stamp duty HK$2,119,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,197
−HK$9,983/mo
▼ 0.25% · 3.875%
HK$164,149
−HK$5,031/mo
Today · 4.125%
HK$169,180
baseline
▲ 0.50% · 4.625%
HK$179,474
+HK$10,294/mo
Deposit HK$14.96M · loan HK$34.91M · min. income ≈ HK$338,360/mo (50% DSR)
Upfront cash ≈ HK$17.08M (deposit + AVD stamp duty HK$2,119,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,105
−HK$9,568/mo
▼ 0.25% · 3.875%
HK$181,855
−HK$4,818/mo
Today · 4.125%
HK$186,673
baseline
▲ 0.50% · 4.625%
HK$196,513
+HK$9,840/mo
Deposit HK$14.96M · loan HK$34.91M · min. income ≈ HK$373,346/mo (50% DSR)
Upfront cash ≈ HK$17.08M (deposit + AVD stamp duty HK$2,119,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,682
−HK$12,835/mo
▼ 0.25% · 3.875%
HK$211,048
−HK$6,469/mo
Today · 4.125%
HK$217,517
baseline
▲ 0.50% · 4.625%
HK$230,752
+HK$13,235/mo
Deposit HK$4.99M · loan HK$44.88M · min. income ≈ HK$435,034/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$2,119,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,706
−HK$12,302/mo
▼ 0.25% · 3.875%
HK$233,813
−HK$6,195/mo
Today · 4.125%
HK$240,008
baseline
▲ 0.50% · 4.625%
HK$252,660
+HK$12,652/mo
Deposit HK$4.99M · loan HK$44.88M · min. income ≈ HK$480,016/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$2,119,393 · Scale 2, in force from 26 Feb 2026)