LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,712
−HK$7,131/mo
▼ 0.25% · 3.875%
HK$117,249
−HK$3,594/mo
Today · 4.125%
HK$120,843
baseline
▲ 0.50% · 4.625%
HK$128,196
+HK$7,353/mo
Deposit HK$24.93M · loan HK$24.93M · min. income ≈ HK$241,686/mo (50% DSR)
Upfront cash ≈ HK$27.05M (deposit + AVD stamp duty HK$2,119,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,504
−HK$6,834/mo
▼ 0.25% · 3.875%
HK$129,897
−HK$3,441/mo
Today · 4.125%
HK$133,338
baseline
▲ 0.50% · 4.625%
HK$140,367
+HK$7,029/mo
Deposit HK$24.93M · loan HK$24.93M · min. income ≈ HK$266,676/mo (50% DSR)
Upfront cash ≈ HK$27.05M (deposit + AVD stamp duty HK$2,119,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,455
−HK$8,557/mo
▼ 0.25% · 3.875%
HK$140,699
−HK$4,313/mo
Today · 4.125%
HK$145,012
baseline
▲ 0.50% · 4.625%
HK$153,835
+HK$8,823/mo
Deposit HK$19.95M · loan HK$29.92M · min. income ≈ HK$290,024/mo (50% DSR)
Upfront cash ≈ HK$22.07M (deposit + AVD stamp duty HK$2,119,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,805
−HK$8,201/mo
▼ 0.25% · 3.875%
HK$155,876
−HK$4,130/mo
Today · 4.125%
HK$160,006
baseline
▲ 0.50% · 4.625%
HK$168,440
+HK$8,434/mo
Deposit HK$19.95M · loan HK$29.92M · min. income ≈ HK$320,012/mo (50% DSR)
Upfront cash ≈ HK$22.07M (deposit + AVD stamp duty HK$2,119,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,197
−HK$9,983/mo
▼ 0.25% · 3.875%
HK$164,149
−HK$5,031/mo
Today · 4.125%
HK$169,180
baseline
▲ 0.50% · 4.625%
HK$179,475
+HK$10,295/mo
Deposit HK$14.96M · loan HK$34.91M · min. income ≈ HK$338,360/mo (50% DSR)
Upfront cash ≈ HK$17.08M (deposit + AVD stamp duty HK$2,119,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,105
−HK$9,569/mo
▼ 0.25% · 3.875%
HK$181,855
−HK$4,819/mo
Today · 4.125%
HK$186,674
baseline
▲ 0.50% · 4.625%
HK$196,514
+HK$9,840/mo
Deposit HK$14.96M · loan HK$34.91M · min. income ≈ HK$373,348/mo (50% DSR)
Upfront cash ≈ HK$17.08M (deposit + AVD stamp duty HK$2,119,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,682
−HK$12,836/mo
▼ 0.25% · 3.875%
HK$211,049
−HK$6,469/mo
Today · 4.125%
HK$217,518
baseline
▲ 0.50% · 4.625%
HK$230,753
+HK$13,235/mo
Deposit HK$4.99M · loan HK$44.88M · min. income ≈ HK$435,036/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$2,119,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,707
−HK$12,302/mo
▼ 0.25% · 3.875%
HK$233,814
−HK$6,195/mo
Today · 4.125%
HK$240,009
baseline
▲ 0.50% · 4.625%
HK$252,660
+HK$12,651/mo
Deposit HK$4.99M · loan HK$44.88M · min. income ≈ HK$480,018/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$2,119,400 · Scale 2, in force from 26 Feb 2026)