LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,723
−HK$7,132/mo
▼ 0.25% · 3.875%
HK$117,261
−HK$3,594/mo
Today · 4.125%
HK$120,855
baseline
▲ 0.50% · 4.625%
HK$128,208
+HK$7,353/mo
Deposit HK$24.94M · loan HK$24.94M · min. income ≈ HK$241,710/mo (50% DSR)
Upfront cash ≈ HK$27.06M (deposit + AVD stamp duty HK$2,119,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,516
−HK$6,835/mo
▼ 0.25% · 3.875%
HK$129,909
−HK$3,442/mo
Today · 4.125%
HK$133,351
baseline
▲ 0.50% · 4.625%
HK$140,380
+HK$7,029/mo
Deposit HK$24.94M · loan HK$24.94M · min. income ≈ HK$266,702/mo (50% DSR)
Upfront cash ≈ HK$27.06M (deposit + AVD stamp duty HK$2,119,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,468
−HK$8,558/mo
▼ 0.25% · 3.875%
HK$140,713
−HK$4,313/mo
Today · 4.125%
HK$145,026
baseline
▲ 0.50% · 4.625%
HK$153,850
+HK$8,824/mo
Deposit HK$19.95M · loan HK$29.92M · min. income ≈ HK$290,052/mo (50% DSR)
Upfront cash ≈ HK$22.07M (deposit + AVD stamp duty HK$2,119,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,819
−HK$8,202/mo
▼ 0.25% · 3.875%
HK$155,891
−HK$4,130/mo
Today · 4.125%
HK$160,021
baseline
▲ 0.50% · 4.625%
HK$168,456
+HK$8,435/mo
Deposit HK$19.95M · loan HK$29.92M · min. income ≈ HK$320,042/mo (50% DSR)
Upfront cash ≈ HK$22.07M (deposit + AVD stamp duty HK$2,119,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,213
−HK$9,984/mo
▼ 0.25% · 3.875%
HK$164,165
−HK$5,032/mo
Today · 4.125%
HK$169,197
baseline
▲ 0.50% · 4.625%
HK$179,492
+HK$10,295/mo
Deposit HK$14.96M · loan HK$34.91M · min. income ≈ HK$338,394/mo (50% DSR)
Upfront cash ≈ HK$17.08M (deposit + AVD stamp duty HK$2,119,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,122
−HK$9,570/mo
▼ 0.25% · 3.875%
HK$181,873
−HK$4,819/mo
Today · 4.125%
HK$186,692
baseline
▲ 0.50% · 4.625%
HK$196,532
+HK$9,840/mo
Deposit HK$14.96M · loan HK$34.91M · min. income ≈ HK$373,384/mo (50% DSR)
Upfront cash ≈ HK$17.08M (deposit + AVD stamp duty HK$2,119,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,702
−HK$12,836/mo
▼ 0.25% · 3.875%
HK$211,069
−HK$6,469/mo
Today · 4.125%
HK$217,538
baseline
▲ 0.50% · 4.625%
HK$230,775
+HK$13,237/mo
Deposit HK$4.99M · loan HK$44.89M · min. income ≈ HK$435,076/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$2,119,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,729
−HK$12,303/mo
▼ 0.25% · 3.875%
HK$233,836
−HK$6,196/mo
Today · 4.125%
HK$240,032
baseline
▲ 0.50% · 4.625%
HK$252,685
+HK$12,653/mo
Deposit HK$4.99M · loan HK$44.89M · min. income ≈ HK$480,064/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$2,119,603 · Scale 2, in force from 26 Feb 2026)