LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,729
−HK$7,131/mo
▼ 0.25% · 3.875%
HK$117,266
−HK$3,594/mo
Today · 4.125%
HK$120,860
baseline
▲ 0.50% · 4.625%
HK$128,214
+HK$7,354/mo
Deposit HK$24.94M · loan HK$24.94M · min. income ≈ HK$241,720/mo (50% DSR)
Upfront cash ≈ HK$27.06M (deposit + AVD stamp duty HK$2,119,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,522
−HK$6,835/mo
▼ 0.25% · 3.875%
HK$129,915
−HK$3,442/mo
Today · 4.125%
HK$133,357
baseline
▲ 0.50% · 4.625%
HK$140,387
+HK$7,030/mo
Deposit HK$24.94M · loan HK$24.94M · min. income ≈ HK$266,714/mo (50% DSR)
Upfront cash ≈ HK$27.06M (deposit + AVD stamp duty HK$2,119,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,474
−HK$8,558/mo
▼ 0.25% · 3.875%
HK$140,719
−HK$4,313/mo
Today · 4.125%
HK$145,032
baseline
▲ 0.50% · 4.625%
HK$153,857
+HK$8,825/mo
Deposit HK$19.95M · loan HK$29.93M · min. income ≈ HK$290,064/mo (50% DSR)
Upfront cash ≈ HK$22.07M (deposit + AVD stamp duty HK$2,119,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,826
−HK$8,203/mo
▼ 0.25% · 3.875%
HK$155,898
−HK$4,131/mo
Today · 4.125%
HK$160,029
baseline
▲ 0.50% · 4.625%
HK$168,464
+HK$8,435/mo
Deposit HK$19.95M · loan HK$29.93M · min. income ≈ HK$320,058/mo (50% DSR)
Upfront cash ≈ HK$22.07M (deposit + AVD stamp duty HK$2,119,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,220
−HK$9,984/mo
▼ 0.25% · 3.875%
HK$164,173
−HK$5,031/mo
Today · 4.125%
HK$169,204
baseline
▲ 0.50% · 4.625%
HK$179,500
+HK$10,296/mo
Deposit HK$14.96M · loan HK$34.91M · min. income ≈ HK$338,408/mo (50% DSR)
Upfront cash ≈ HK$17.08M (deposit + AVD stamp duty HK$2,119,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,131
−HK$9,569/mo
▼ 0.25% · 3.875%
HK$181,881
−HK$4,819/mo
Today · 4.125%
HK$186,700
baseline
▲ 0.50% · 4.625%
HK$196,542
+HK$9,842/mo
Deposit HK$14.96M · loan HK$34.91M · min. income ≈ HK$373,400/mo (50% DSR)
Upfront cash ≈ HK$17.08M (deposit + AVD stamp duty HK$2,119,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,711
−HK$12,838/mo
▼ 0.25% · 3.875%
HK$211,079
−HK$6,470/mo
Today · 4.125%
HK$217,549
baseline
▲ 0.50% · 4.625%
HK$230,786
+HK$13,237/mo
Deposit HK$4.99M · loan HK$44.89M · min. income ≈ HK$435,098/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$2,119,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,739
−HK$12,304/mo
▼ 0.25% · 3.875%
HK$233,847
−HK$6,196/mo
Today · 4.125%
HK$240,043
baseline
▲ 0.50% · 4.625%
HK$252,696
+HK$12,653/mo
Deposit HK$4.99M · loan HK$44.89M · min. income ≈ HK$480,086/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$2,119,702 · Scale 2, in force from 26 Feb 2026)