LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,737
−HK$7,132/mo
▼ 0.25% · 3.875%
HK$117,275
−HK$3,594/mo
Today · 4.125%
HK$120,869
baseline
▲ 0.50% · 4.625%
HK$128,224
+HK$7,355/mo
Deposit HK$24.94M · loan HK$24.94M · min. income ≈ HK$241,738/mo (50% DSR)
Upfront cash ≈ HK$27.06M (deposit + AVD stamp duty HK$2,119,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,531
−HK$6,837/mo
▼ 0.25% · 3.875%
HK$129,925
−HK$3,443/mo
Today · 4.125%
HK$133,368
baseline
▲ 0.50% · 4.625%
HK$140,398
+HK$7,030/mo
Deposit HK$24.94M · loan HK$24.94M · min. income ≈ HK$266,736/mo (50% DSR)
Upfront cash ≈ HK$27.06M (deposit + AVD stamp duty HK$2,119,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,485
−HK$8,558/mo
▼ 0.25% · 3.875%
HK$140,730
−HK$4,313/mo
Today · 4.125%
HK$145,043
baseline
▲ 0.50% · 4.625%
HK$153,869
+HK$8,826/mo
Deposit HK$19.95M · loan HK$29.93M · min. income ≈ HK$290,086/mo (50% DSR)
Upfront cash ≈ HK$22.07M (deposit + AVD stamp duty HK$2,119,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,838
−HK$8,203/mo
▼ 0.25% · 3.875%
HK$155,910
−HK$4,131/mo
Today · 4.125%
HK$160,041
baseline
▲ 0.50% · 4.625%
HK$168,477
+HK$8,436/mo
Deposit HK$19.95M · loan HK$29.93M · min. income ≈ HK$320,082/mo (50% DSR)
Upfront cash ≈ HK$22.07M (deposit + AVD stamp duty HK$2,119,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,232
−HK$9,985/mo
▼ 0.25% · 3.875%
HK$164,185
−HK$5,032/mo
Today · 4.125%
HK$169,217
baseline
▲ 0.50% · 4.625%
HK$179,514
+HK$10,297/mo
Deposit HK$14.96M · loan HK$34.92M · min. income ≈ HK$338,434/mo (50% DSR)
Upfront cash ≈ HK$17.08M (deposit + AVD stamp duty HK$2,119,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,144
−HK$9,571/mo
▼ 0.25% · 3.875%
HK$181,895
−HK$4,820/mo
Today · 4.125%
HK$186,715
baseline
▲ 0.50% · 4.625%
HK$196,557
+HK$9,842/mo
Deposit HK$14.96M · loan HK$34.92M · min. income ≈ HK$373,430/mo (50% DSR)
Upfront cash ≈ HK$17.08M (deposit + AVD stamp duty HK$2,119,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,727
−HK$12,838/mo
▼ 0.25% · 3.875%
HK$211,095
−HK$6,470/mo
Today · 4.125%
HK$217,565
baseline
▲ 0.50% · 4.625%
HK$230,803
+HK$13,238/mo
Deposit HK$4.99M · loan HK$44.89M · min. income ≈ HK$435,130/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$2,119,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,757
−HK$12,305/mo
▼ 0.25% · 3.875%
HK$233,865
−HK$6,197/mo
Today · 4.125%
HK$240,062
baseline
▲ 0.50% · 4.625%
HK$252,716
+HK$12,654/mo
Deposit HK$4.99M · loan HK$44.89M · min. income ≈ HK$480,124/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$2,119,862 · Scale 2, in force from 26 Feb 2026)