LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,752
−HK$7,134/mo
▼ 0.25% · 3.875%
HK$117,291
−HK$3,595/mo
Today · 4.125%
HK$120,886
baseline
▲ 0.50% · 4.625%
HK$128,241
+HK$7,355/mo
Deposit HK$24.94M · loan HK$24.94M · min. income ≈ HK$241,772/mo (50% DSR)
Upfront cash ≈ HK$27.06M (deposit + AVD stamp duty HK$2,120,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,548
−HK$6,837/mo
▼ 0.25% · 3.875%
HK$129,942
−HK$3,443/mo
Today · 4.125%
HK$133,385
baseline
▲ 0.50% · 4.625%
HK$140,416
+HK$7,031/mo
Deposit HK$24.94M · loan HK$24.94M · min. income ≈ HK$266,770/mo (50% DSR)
Upfront cash ≈ HK$27.06M (deposit + AVD stamp duty HK$2,120,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,503
−HK$8,560/mo
▼ 0.25% · 3.875%
HK$140,749
−HK$4,314/mo
Today · 4.125%
HK$145,063
baseline
▲ 0.50% · 4.625%
HK$153,890
+HK$8,827/mo
Deposit HK$19.95M · loan HK$29.93M · min. income ≈ HK$290,126/mo (50% DSR)
Upfront cash ≈ HK$22.07M (deposit + AVD stamp duty HK$2,120,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,858
−HK$8,205/mo
▼ 0.25% · 3.875%
HK$155,931
−HK$4,132/mo
Today · 4.125%
HK$160,063
baseline
▲ 0.50% · 4.625%
HK$168,500
+HK$8,437/mo
Deposit HK$19.95M · loan HK$29.93M · min. income ≈ HK$320,126/mo (50% DSR)
Upfront cash ≈ HK$22.07M (deposit + AVD stamp duty HK$2,120,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,253
−HK$9,987/mo
▼ 0.25% · 3.875%
HK$164,207
−HK$5,033/mo
Today · 4.125%
HK$169,240
baseline
▲ 0.50% · 4.625%
HK$179,538
+HK$10,298/mo
Deposit HK$14.97M · loan HK$34.92M · min. income ≈ HK$338,480/mo (50% DSR)
Upfront cash ≈ HK$17.09M (deposit + AVD stamp duty HK$2,120,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,168
−HK$9,572/mo
▼ 0.25% · 3.875%
HK$181,919
−HK$4,821/mo
Today · 4.125%
HK$186,740
baseline
▲ 0.50% · 4.625%
HK$196,583
+HK$9,843/mo
Deposit HK$14.97M · loan HK$34.92M · min. income ≈ HK$373,480/mo (50% DSR)
Upfront cash ≈ HK$17.09M (deposit + AVD stamp duty HK$2,120,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,754
−HK$12,840/mo
▼ 0.25% · 3.875%
HK$211,123
−HK$6,471/mo
Today · 4.125%
HK$217,594
baseline
▲ 0.50% · 4.625%
HK$230,834
+HK$13,240/mo
Deposit HK$4.99M · loan HK$44.90M · min. income ≈ HK$435,188/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$2,120,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,787
−HK$12,307/mo
▼ 0.25% · 3.875%
HK$233,896
−HK$6,198/mo
Today · 4.125%
HK$240,094
baseline
▲ 0.50% · 4.625%
HK$252,750
+HK$12,656/mo
Deposit HK$4.99M · loan HK$44.90M · min. income ≈ HK$480,188/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$2,120,147 · Scale 2, in force from 26 Feb 2026)