LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,757
−HK$7,134/mo
▼ 0.25% · 3.875%
HK$117,296
−HK$3,595/mo
Today · 4.125%
HK$120,891
baseline
▲ 0.50% · 4.625%
HK$128,247
+HK$7,356/mo
Deposit HK$24.94M · loan HK$24.94M · min. income ≈ HK$241,782/mo (50% DSR)
Upfront cash ≈ HK$27.06M (deposit + AVD stamp duty HK$2,120,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,554
−HK$6,837/mo
▼ 0.25% · 3.875%
HK$129,948
−HK$3,443/mo
Today · 4.125%
HK$133,391
baseline
▲ 0.50% · 4.625%
HK$140,422
+HK$7,031/mo
Deposit HK$24.94M · loan HK$24.94M · min. income ≈ HK$266,782/mo (50% DSR)
Upfront cash ≈ HK$27.06M (deposit + AVD stamp duty HK$2,120,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,509
−HK$8,560/mo
▼ 0.25% · 3.875%
HK$140,755
−HK$4,314/mo
Today · 4.125%
HK$145,069
baseline
▲ 0.50% · 4.625%
HK$153,896
+HK$8,827/mo
Deposit HK$19.96M · loan HK$29.93M · min. income ≈ HK$290,138/mo (50% DSR)
Upfront cash ≈ HK$22.08M (deposit + AVD stamp duty HK$2,120,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,865
−HK$8,204/mo
▼ 0.25% · 3.875%
HK$155,937
−HK$4,132/mo
Today · 4.125%
HK$160,069
baseline
▲ 0.50% · 4.625%
HK$168,507
+HK$8,438/mo
Deposit HK$19.96M · loan HK$29.93M · min. income ≈ HK$320,138/mo (50% DSR)
Upfront cash ≈ HK$22.08M (deposit + AVD stamp duty HK$2,120,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,260
−HK$9,987/mo
▼ 0.25% · 3.875%
HK$164,214
−HK$5,033/mo
Today · 4.125%
HK$169,247
baseline
▲ 0.50% · 4.625%
HK$179,545
+HK$10,298/mo
Deposit HK$14.97M · loan HK$34.92M · min. income ≈ HK$338,494/mo (50% DSR)
Upfront cash ≈ HK$17.09M (deposit + AVD stamp duty HK$2,120,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,175
−HK$9,572/mo
▼ 0.25% · 3.875%
HK$181,927
−HK$4,820/mo
Today · 4.125%
HK$186,747
baseline
▲ 0.50% · 4.625%
HK$196,591
+HK$9,844/mo
Deposit HK$14.97M · loan HK$34.92M · min. income ≈ HK$373,494/mo (50% DSR)
Upfront cash ≈ HK$17.09M (deposit + AVD stamp duty HK$2,120,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,763
−HK$12,840/mo
▼ 0.25% · 3.875%
HK$211,132
−HK$6,471/mo
Today · 4.125%
HK$217,603
baseline
▲ 0.50% · 4.625%
HK$230,844
+HK$13,241/mo
Deposit HK$4.99M · loan HK$44.90M · min. income ≈ HK$435,206/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$2,120,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,797
−HK$12,307/mo
▼ 0.25% · 3.875%
HK$233,906
−HK$6,198/mo
Today · 4.125%
HK$240,104
baseline
▲ 0.50% · 4.625%
HK$252,760
+HK$12,656/mo
Deposit HK$4.99M · loan HK$44.90M · min. income ≈ HK$480,208/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$2,120,236 · Scale 2, in force from 26 Feb 2026)