LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,766
−HK$7,134/mo
▼ 0.25% · 3.875%
HK$117,305
−HK$3,595/mo
Today · 4.125%
HK$120,900
baseline
▲ 0.50% · 4.625%
HK$128,257
+HK$7,357/mo
Deposit HK$24.95M · loan HK$24.95M · min. income ≈ HK$241,800/mo (50% DSR)
Upfront cash ≈ HK$27.07M (deposit + AVD stamp duty HK$2,120,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,564
−HK$6,838/mo
▼ 0.25% · 3.875%
HK$129,958
−HK$3,444/mo
Today · 4.125%
HK$133,402
baseline
▲ 0.50% · 4.625%
HK$140,433
+HK$7,031/mo
Deposit HK$24.95M · loan HK$24.95M · min. income ≈ HK$266,804/mo (50% DSR)
Upfront cash ≈ HK$27.07M (deposit + AVD stamp duty HK$2,120,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,519
−HK$8,561/mo
▼ 0.25% · 3.875%
HK$140,766
−HK$4,314/mo
Today · 4.125%
HK$145,080
baseline
▲ 0.50% · 4.625%
HK$153,908
+HK$8,828/mo
Deposit HK$19.96M · loan HK$29.94M · min. income ≈ HK$290,160/mo (50% DSR)
Upfront cash ≈ HK$22.08M (deposit + AVD stamp duty HK$2,120,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,877
−HK$8,205/mo
▼ 0.25% · 3.875%
HK$155,950
−HK$4,132/mo
Today · 4.125%
HK$160,082
baseline
▲ 0.50% · 4.625%
HK$168,520
+HK$8,438/mo
Deposit HK$19.96M · loan HK$29.94M · min. income ≈ HK$320,164/mo (50% DSR)
Upfront cash ≈ HK$22.08M (deposit + AVD stamp duty HK$2,120,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,273
−HK$9,988/mo
▼ 0.25% · 3.875%
HK$164,227
−HK$5,034/mo
Today · 4.125%
HK$169,261
baseline
▲ 0.50% · 4.625%
HK$179,560
+HK$10,299/mo
Deposit HK$14.97M · loan HK$34.92M · min. income ≈ HK$338,522/mo (50% DSR)
Upfront cash ≈ HK$17.09M (deposit + AVD stamp duty HK$2,120,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,189
−HK$9,573/mo
▼ 0.25% · 3.875%
HK$181,941
−HK$4,821/mo
Today · 4.125%
HK$186,762
baseline
▲ 0.50% · 4.625%
HK$196,607
+HK$9,845/mo
Deposit HK$14.97M · loan HK$34.92M · min. income ≈ HK$373,524/mo (50% DSR)
Upfront cash ≈ HK$17.09M (deposit + AVD stamp duty HK$2,120,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,779
−HK$12,842/mo
▼ 0.25% · 3.875%
HK$211,149
−HK$6,472/mo
Today · 4.125%
HK$217,621
baseline
▲ 0.50% · 4.625%
HK$230,862
+HK$13,241/mo
Deposit HK$4.99M · loan HK$44.90M · min. income ≈ HK$435,242/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$2,120,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,815
−HK$12,308/mo
▼ 0.25% · 3.875%
HK$233,925
−HK$6,198/mo
Today · 4.125%
HK$240,123
baseline
▲ 0.50% · 4.625%
HK$252,780
+HK$12,657/mo
Deposit HK$4.99M · loan HK$44.90M · min. income ≈ HK$480,246/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$2,120,405 · Scale 2, in force from 26 Feb 2026)