LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,789
−HK$7,135/mo
▼ 0.25% · 3.875%
HK$117,328
−HK$3,596/mo
Today · 4.125%
HK$120,924
baseline
▲ 0.50% · 4.625%
HK$128,282
+HK$7,358/mo
Deposit HK$24.95M · loan HK$24.95M · min. income ≈ HK$241,848/mo (50% DSR)
Upfront cash ≈ HK$27.07M (deposit + AVD stamp duty HK$2,120,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,589
−HK$6,839/mo
▼ 0.25% · 3.875%
HK$129,984
−HK$3,444/mo
Today · 4.125%
HK$133,428
baseline
▲ 0.50% · 4.625%
HK$140,461
+HK$7,033/mo
Deposit HK$24.95M · loan HK$24.95M · min. income ≈ HK$266,856/mo (50% DSR)
Upfront cash ≈ HK$27.07M (deposit + AVD stamp duty HK$2,120,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,547
−HK$8,562/mo
▼ 0.25% · 3.875%
HK$140,794
−HK$4,315/mo
Today · 4.125%
HK$145,109
baseline
▲ 0.50% · 4.625%
HK$153,939
+HK$8,830/mo
Deposit HK$19.96M · loan HK$29.94M · min. income ≈ HK$290,218/mo (50% DSR)
Upfront cash ≈ HK$22.08M (deposit + AVD stamp duty HK$2,120,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,907
−HK$8,207/mo
▼ 0.25% · 3.875%
HK$155,981
−HK$4,133/mo
Today · 4.125%
HK$160,114
baseline
▲ 0.50% · 4.625%
HK$168,554
+HK$8,440/mo
Deposit HK$19.96M · loan HK$29.94M · min. income ≈ HK$320,228/mo (50% DSR)
Upfront cash ≈ HK$22.08M (deposit + AVD stamp duty HK$2,120,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,304
−HK$9,990/mo
▼ 0.25% · 3.875%
HK$164,260
−HK$5,034/mo
Today · 4.125%
HK$169,294
baseline
▲ 0.50% · 4.625%
HK$179,595
+HK$10,301/mo
Deposit HK$14.97M · loan HK$34.93M · min. income ≈ HK$338,588/mo (50% DSR)
Upfront cash ≈ HK$17.09M (deposit + AVD stamp duty HK$2,120,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,225
−HK$9,575/mo
▼ 0.25% · 3.875%
HK$181,978
−HK$4,822/mo
Today · 4.125%
HK$186,800
baseline
▲ 0.50% · 4.625%
HK$196,646
+HK$9,846/mo
Deposit HK$14.97M · loan HK$34.93M · min. income ≈ HK$373,600/mo (50% DSR)
Upfront cash ≈ HK$17.09M (deposit + AVD stamp duty HK$2,120,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,820
−HK$12,844/mo
▼ 0.25% · 3.875%
HK$211,191
−HK$6,473/mo
Today · 4.125%
HK$217,664
baseline
▲ 0.50% · 4.625%
HK$230,908
+HK$13,244/mo
Deposit HK$4.99M · loan HK$44.91M · min. income ≈ HK$435,328/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$2,120,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,860
−HK$12,311/mo
▼ 0.25% · 3.875%
HK$233,971
−HK$6,200/mo
Today · 4.125%
HK$240,171
baseline
▲ 0.50% · 4.625%
HK$252,831
+HK$12,660/mo
Deposit HK$4.99M · loan HK$44.91M · min. income ≈ HK$480,342/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$2,120,827 · Scale 2, in force from 26 Feb 2026)