LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,382
−HK$713/mo
▼ 0.25% · 3.875%
HK$11,736
−HK$359/mo
Today · 4.125%
HK$12,095
baseline
▲ 0.50% · 4.625%
HK$12,831
+HK$736/mo
Deposit HK$2.50M · loan HK$2.50M · min. income ≈ HK$24,190/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$112,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,662
−HK$684/mo
▼ 0.25% · 3.875%
HK$13,002
−HK$344/mo
Today · 4.125%
HK$13,346
baseline
▲ 0.50% · 4.625%
HK$14,050
+HK$704/mo
Deposit HK$2.50M · loan HK$2.50M · min. income ≈ HK$26,692/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$112,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,658
−HK$856/mo
▼ 0.25% · 3.875%
HK$14,083
−HK$431/mo
Today · 4.125%
HK$14,514
baseline
▲ 0.50% · 4.625%
HK$15,398
+HK$884/mo
Deposit HK$2.00M · loan HK$2.99M · min. income ≈ HK$29,028/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$112,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,194
−HK$821/mo
▼ 0.25% · 3.875%
HK$15,602
−HK$413/mo
Today · 4.125%
HK$16,015
baseline
▲ 0.50% · 4.625%
HK$16,859
+HK$844/mo
Deposit HK$2.00M · loan HK$2.99M · min. income ≈ HK$32,030/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$112,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,934
−HK$1,000/mo
▼ 0.25% · 3.875%
HK$16,430
−HK$504/mo
Today · 4.125%
HK$16,934
baseline
▲ 0.50% · 4.625%
HK$17,964
+HK$1,030/mo
Deposit HK$1.50M · loan HK$3.49M · min. income ≈ HK$33,868/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$112,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,727
−HK$957/mo
▼ 0.25% · 3.875%
HK$18,202
−HK$482/mo
Today · 4.125%
HK$18,684
baseline
▲ 0.50% · 4.625%
HK$19,669
+HK$985/mo
Deposit HK$1.50M · loan HK$3.49M · min. income ≈ HK$37,368/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$112,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,487
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$21,124
−HK$648/mo
Today · 4.125%
HK$21,772
baseline
▲ 0.50% · 4.625%
HK$23,096
+HK$1,324/mo
Deposit HK$499K · loan HK$4.49M · min. income ≈ HK$43,544/mo (50% DSR)
Upfront cash ≈ HK$611K (deposit + AVD stamp duty HK$112,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,792
−HK$1,231/mo
▼ 0.25% · 3.875%
HK$23,403
−HK$620/mo
Today · 4.125%
HK$24,023
baseline
▲ 0.50% · 4.625%
HK$25,289
+HK$1,266/mo
Deposit HK$499K · loan HK$4.49M · min. income ≈ HK$48,046/mo (50% DSR)
Upfront cash ≈ HK$611K (deposit + AVD stamp duty HK$112,307 · Scale 2, in force from 26 Feb 2026)