LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,840
−HK$7,139/mo
▼ 0.25% · 3.875%
HK$117,381
−HK$3,598/mo
Today · 4.125%
HK$120,979
baseline
▲ 0.50% · 4.625%
HK$128,340
+HK$7,361/mo
Deposit HK$24.96M · loan HK$24.96M · min. income ≈ HK$241,958/mo (50% DSR)
Upfront cash ≈ HK$27.08M (deposit + AVD stamp duty HK$2,121,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,646
−HK$6,843/mo
▼ 0.25% · 3.875%
HK$130,043
−HK$3,446/mo
Today · 4.125%
HK$133,489
baseline
▲ 0.50% · 4.625%
HK$140,525
+HK$7,036/mo
Deposit HK$24.96M · loan HK$24.96M · min. income ≈ HK$266,978/mo (50% DSR)
Upfront cash ≈ HK$27.08M (deposit + AVD stamp duty HK$2,121,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,608
−HK$8,567/mo
▼ 0.25% · 3.875%
HK$140,858
−HK$4,317/mo
Today · 4.125%
HK$145,175
baseline
▲ 0.50% · 4.625%
HK$154,009
+HK$8,834/mo
Deposit HK$19.97M · loan HK$29.95M · min. income ≈ HK$290,350/mo (50% DSR)
Upfront cash ≈ HK$22.09M (deposit + AVD stamp duty HK$2,121,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,976
−HK$8,210/mo
▼ 0.25% · 3.875%
HK$156,051
−HK$4,135/mo
Today · 4.125%
HK$160,186
baseline
▲ 0.50% · 4.625%
HK$168,630
+HK$8,444/mo
Deposit HK$19.97M · loan HK$29.95M · min. income ≈ HK$320,372/mo (50% DSR)
Upfront cash ≈ HK$22.09M (deposit + AVD stamp duty HK$2,121,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,377
−HK$9,994/mo
▼ 0.25% · 3.875%
HK$164,334
−HK$5,037/mo
Today · 4.125%
HK$169,371
baseline
▲ 0.50% · 4.625%
HK$179,677
+HK$10,306/mo
Deposit HK$14.98M · loan HK$34.95M · min. income ≈ HK$338,742/mo (50% DSR)
Upfront cash ≈ HK$17.10M (deposit + AVD stamp duty HK$2,121,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,305
−HK$9,579/mo
▼ 0.25% · 3.875%
HK$182,060
−HK$4,824/mo
Today · 4.125%
HK$186,884
baseline
▲ 0.50% · 4.625%
HK$196,735
+HK$9,851/mo
Deposit HK$14.98M · loan HK$34.95M · min. income ≈ HK$373,768/mo (50% DSR)
Upfront cash ≈ HK$17.10M (deposit + AVD stamp duty HK$2,121,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,913
−HK$12,850/mo
▼ 0.25% · 3.875%
HK$211,287
−HK$6,476/mo
Today · 4.125%
HK$217,763
baseline
▲ 0.50% · 4.625%
HK$231,013
+HK$13,250/mo
Deposit HK$4.99M · loan HK$44.93M · min. income ≈ HK$435,526/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$2,121,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,963
−HK$12,316/mo
▼ 0.25% · 3.875%
HK$234,077
−HK$6,202/mo
Today · 4.125%
HK$240,279
baseline
▲ 0.50% · 4.625%
HK$252,945
+HK$12,666/mo
Deposit HK$4.99M · loan HK$44.93M · min. income ≈ HK$480,558/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$2,121,787 · Scale 2, in force from 26 Feb 2026)