LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,851
−HK$7,140/mo
▼ 0.25% · 3.875%
HK$117,393
−HK$3,598/mo
Today · 4.125%
HK$120,991
baseline
▲ 0.50% · 4.625%
HK$128,353
+HK$7,362/mo
Deposit HK$24.96M · loan HK$24.96M · min. income ≈ HK$241,982/mo (50% DSR)
Upfront cash ≈ HK$27.09M (deposit + AVD stamp duty HK$2,121,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,658
−HK$6,843/mo
▼ 0.25% · 3.875%
HK$130,055
−HK$3,446/mo
Today · 4.125%
HK$133,501
baseline
▲ 0.50% · 4.625%
HK$140,538
+HK$7,037/mo
Deposit HK$24.96M · loan HK$24.96M · min. income ≈ HK$267,002/mo (50% DSR)
Upfront cash ≈ HK$27.09M (deposit + AVD stamp duty HK$2,121,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,621
−HK$8,568/mo
▼ 0.25% · 3.875%
HK$140,871
−HK$4,318/mo
Today · 4.125%
HK$145,189
baseline
▲ 0.50% · 4.625%
HK$154,023
+HK$8,834/mo
Deposit HK$19.97M · loan HK$29.96M · min. income ≈ HK$290,378/mo (50% DSR)
Upfront cash ≈ HK$22.09M (deposit + AVD stamp duty HK$2,121,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,990
−HK$8,212/mo
▼ 0.25% · 3.875%
HK$156,066
−HK$4,136/mo
Today · 4.125%
HK$160,202
baseline
▲ 0.50% · 4.625%
HK$168,646
+HK$8,444/mo
Deposit HK$19.97M · loan HK$29.96M · min. income ≈ HK$320,404/mo (50% DSR)
Upfront cash ≈ HK$22.09M (deposit + AVD stamp duty HK$2,121,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,392
−HK$9,995/mo
▼ 0.25% · 3.875%
HK$164,350
−HK$5,037/mo
Today · 4.125%
HK$169,387
baseline
▲ 0.50% · 4.625%
HK$179,694
+HK$10,307/mo
Deposit HK$14.98M · loan HK$34.95M · min. income ≈ HK$338,774/mo (50% DSR)
Upfront cash ≈ HK$17.10M (deposit + AVD stamp duty HK$2,121,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,322
−HK$9,580/mo
▼ 0.25% · 3.875%
HK$182,077
−HK$4,825/mo
Today · 4.125%
HK$186,902
baseline
▲ 0.50% · 4.625%
HK$196,754
+HK$9,852/mo
Deposit HK$14.98M · loan HK$34.95M · min. income ≈ HK$373,804/mo (50% DSR)
Upfront cash ≈ HK$17.10M (deposit + AVD stamp duty HK$2,121,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,932
−HK$12,851/mo
▼ 0.25% · 3.875%
HK$211,307
−HK$6,476/mo
Today · 4.125%
HK$217,783
baseline
▲ 0.50% · 4.625%
HK$231,035
+HK$13,252/mo
Deposit HK$4.99M · loan HK$44.94M · min. income ≈ HK$435,566/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$2,121,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,985
−HK$12,317/mo
▼ 0.25% · 3.875%
HK$234,099
−HK$6,203/mo
Today · 4.125%
HK$240,302
baseline
▲ 0.50% · 4.625%
HK$252,969
+HK$12,667/mo
Deposit HK$4.99M · loan HK$44.94M · min. income ≈ HK$480,604/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$2,121,988 · Scale 2, in force from 26 Feb 2026)