LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,387
−HK$714/mo
▼ 0.25% · 3.875%
HK$11,741
−HK$360/mo
Today · 4.125%
HK$12,101
baseline
▲ 0.50% · 4.625%
HK$12,838
+HK$737/mo
Deposit HK$2.50M · loan HK$2.50M · min. income ≈ HK$24,202/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$112,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,668
−HK$685/mo
▼ 0.25% · 3.875%
HK$13,008
−HK$345/mo
Today · 4.125%
HK$13,353
baseline
▲ 0.50% · 4.625%
HK$14,056
+HK$703/mo
Deposit HK$2.50M · loan HK$2.50M · min. income ≈ HK$26,706/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$112,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,665
−HK$856/mo
▼ 0.25% · 3.875%
HK$14,090
−HK$431/mo
Today · 4.125%
HK$14,521
baseline
▲ 0.50% · 4.625%
HK$15,405
+HK$884/mo
Deposit HK$2.00M · loan HK$3.00M · min. income ≈ HK$29,042/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$112,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,202
−HK$821/mo
▼ 0.25% · 3.875%
HK$15,609
−HK$414/mo
Today · 4.125%
HK$16,023
baseline
▲ 0.50% · 4.625%
HK$16,868
+HK$845/mo
Deposit HK$2.00M · loan HK$3.00M · min. income ≈ HK$32,046/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$112,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,942
−HK$1,000/mo
▼ 0.25% · 3.875%
HK$16,438
−HK$504/mo
Today · 4.125%
HK$16,942
baseline
▲ 0.50% · 4.625%
HK$17,973
+HK$1,031/mo
Deposit HK$1.50M · loan HK$3.50M · min. income ≈ HK$33,884/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$112,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,735
−HK$959/mo
▼ 0.25% · 3.875%
HK$18,211
−HK$483/mo
Today · 4.125%
HK$18,694
baseline
▲ 0.50% · 4.625%
HK$19,679
+HK$985/mo
Deposit HK$1.50M · loan HK$3.50M · min. income ≈ HK$37,388/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$112,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,497
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$21,134
−HK$648/mo
Today · 4.125%
HK$21,782
baseline
▲ 0.50% · 4.625%
HK$23,108
+HK$1,326/mo
Deposit HK$499K · loan HK$4.49M · min. income ≈ HK$43,564/mo (50% DSR)
Upfront cash ≈ HK$612K (deposit + AVD stamp duty HK$112,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,803
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$23,414
−HK$621/mo
Today · 4.125%
HK$24,035
baseline
▲ 0.50% · 4.625%
HK$25,301
+HK$1,266/mo
Deposit HK$499K · loan HK$4.49M · min. income ≈ HK$48,070/mo (50% DSR)
Upfront cash ≈ HK$612K (deposit + AVD stamp duty HK$112,361 · Scale 2, in force from 26 Feb 2026)