LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,874
−HK$7,141/mo
▼ 0.25% · 3.875%
HK$117,416
−HK$3,599/mo
Today · 4.125%
HK$121,015
baseline
▲ 0.50% · 4.625%
HK$128,379
+HK$7,364/mo
Deposit HK$24.97M · loan HK$24.97M · min. income ≈ HK$242,030/mo (50% DSR)
Upfront cash ≈ HK$27.09M (deposit + AVD stamp duty HK$2,122,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,684
−HK$6,844/mo
▼ 0.25% · 3.875%
HK$130,081
−HK$3,447/mo
Today · 4.125%
HK$133,528
baseline
▲ 0.50% · 4.625%
HK$140,567
+HK$7,039/mo
Deposit HK$24.97M · loan HK$24.97M · min. income ≈ HK$267,056/mo (50% DSR)
Upfront cash ≈ HK$27.09M (deposit + AVD stamp duty HK$2,122,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,649
−HK$8,569/mo
▼ 0.25% · 3.875%
HK$140,900
−HK$4,318/mo
Today · 4.125%
HK$145,218
baseline
▲ 0.50% · 4.625%
HK$154,054
+HK$8,836/mo
Deposit HK$19.98M · loan HK$29.96M · min. income ≈ HK$290,436/mo (50% DSR)
Upfront cash ≈ HK$22.10M (deposit + AVD stamp duty HK$2,122,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,021
−HK$8,213/mo
▼ 0.25% · 3.875%
HK$156,098
−HK$4,136/mo
Today · 4.125%
HK$160,234
baseline
▲ 0.50% · 4.625%
HK$168,680
+HK$8,446/mo
Deposit HK$19.98M · loan HK$29.96M · min. income ≈ HK$320,468/mo (50% DSR)
Upfront cash ≈ HK$22.10M (deposit + AVD stamp duty HK$2,122,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,424
−HK$9,997/mo
▼ 0.25% · 3.875%
HK$164,383
−HK$5,038/mo
Today · 4.125%
HK$169,421
baseline
▲ 0.50% · 4.625%
HK$179,730
+HK$10,309/mo
Deposit HK$14.98M · loan HK$34.96M · min. income ≈ HK$338,842/mo (50% DSR)
Upfront cash ≈ HK$17.10M (deposit + AVD stamp duty HK$2,122,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,357
−HK$9,583/mo
▼ 0.25% · 3.875%
HK$182,114
−HK$4,826/mo
Today · 4.125%
HK$186,940
baseline
▲ 0.50% · 4.625%
HK$196,793
+HK$9,853/mo
Deposit HK$14.98M · loan HK$34.96M · min. income ≈ HK$373,880/mo (50% DSR)
Upfront cash ≈ HK$17.10M (deposit + AVD stamp duty HK$2,122,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,974
−HK$12,853/mo
▼ 0.25% · 3.875%
HK$211,349
−HK$6,478/mo
Today · 4.125%
HK$217,827
baseline
▲ 0.50% · 4.625%
HK$231,081
+HK$13,254/mo
Deposit HK$4.99M · loan HK$44.95M · min. income ≈ HK$435,654/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$2,122,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,031
−HK$12,320/mo
▼ 0.25% · 3.875%
HK$234,147
−HK$6,204/mo
Today · 4.125%
HK$240,351
baseline
▲ 0.50% · 4.625%
HK$253,020
+HK$12,669/mo
Deposit HK$4.99M · loan HK$44.95M · min. income ≈ HK$480,702/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$2,122,416 · Scale 2, in force from 26 Feb 2026)