LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,388
−HK$714/mo
▼ 0.25% · 3.875%
HK$11,742
−HK$360/mo
Today · 4.125%
HK$12,102
baseline
▲ 0.50% · 4.625%
HK$12,838
+HK$736/mo
Deposit HK$2.50M · loan HK$2.50M · min. income ≈ HK$24,204/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$112,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,669
−HK$684/mo
▼ 0.25% · 3.875%
HK$13,009
−HK$344/mo
Today · 4.125%
HK$13,353
baseline
▲ 0.50% · 4.625%
HK$14,057
+HK$704/mo
Deposit HK$2.50M · loan HK$2.50M · min. income ≈ HK$26,706/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$112,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,665
−HK$857/mo
▼ 0.25% · 3.875%
HK$14,090
−HK$432/mo
Today · 4.125%
HK$14,522
baseline
▲ 0.50% · 4.625%
HK$15,406
+HK$884/mo
Deposit HK$2.00M · loan HK$3.00M · min. income ≈ HK$29,044/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$112,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,203
−HK$821/mo
▼ 0.25% · 3.875%
HK$15,610
−HK$414/mo
Today · 4.125%
HK$16,024
baseline
▲ 0.50% · 4.625%
HK$16,868
+HK$844/mo
Deposit HK$2.00M · loan HK$3.00M · min. income ≈ HK$32,048/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$112,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,943
−HK$1,000/mo
▼ 0.25% · 3.875%
HK$16,439
−HK$504/mo
Today · 4.125%
HK$16,943
baseline
▲ 0.50% · 4.625%
HK$17,974
+HK$1,031/mo
Deposit HK$1.50M · loan HK$3.50M · min. income ≈ HK$33,886/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$112,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,736
−HK$958/mo
▼ 0.25% · 3.875%
HK$18,212
−HK$482/mo
Today · 4.125%
HK$18,694
baseline
▲ 0.50% · 4.625%
HK$19,680
+HK$986/mo
Deposit HK$1.50M · loan HK$3.50M · min. income ≈ HK$37,388/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$112,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,498
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$21,136
−HK$647/mo
Today · 4.125%
HK$21,783
baseline
▲ 0.50% · 4.625%
HK$23,109
+HK$1,326/mo
Deposit HK$499K · loan HK$4.49M · min. income ≈ HK$43,566/mo (50% DSR)
Upfront cash ≈ HK$612K (deposit + AVD stamp duty HK$112,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,804
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$23,415
−HK$621/mo
Today · 4.125%
HK$24,036
baseline
▲ 0.50% · 4.625%
HK$25,303
+HK$1,267/mo
Deposit HK$499K · loan HK$4.49M · min. income ≈ HK$48,072/mo (50% DSR)
Upfront cash ≈ HK$612K (deposit + AVD stamp duty HK$112,367 · Scale 2, in force from 26 Feb 2026)