LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,879
−HK$7,141/mo
▼ 0.25% · 3.875%
HK$117,421
−HK$3,599/mo
Today · 4.125%
HK$121,020
baseline
▲ 0.50% · 4.625%
HK$128,384
+HK$7,364/mo
Deposit HK$24.97M · loan HK$24.97M · min. income ≈ HK$242,040/mo (50% DSR)
Upfront cash ≈ HK$27.09M (deposit + AVD stamp duty HK$2,122,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,689
−HK$6,844/mo
▼ 0.25% · 3.875%
HK$130,087
−HK$3,446/mo
Today · 4.125%
HK$133,533
baseline
▲ 0.50% · 4.625%
HK$140,572
+HK$7,039/mo
Deposit HK$24.97M · loan HK$24.97M · min. income ≈ HK$267,066/mo (50% DSR)
Upfront cash ≈ HK$27.09M (deposit + AVD stamp duty HK$2,122,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,654
−HK$8,570/mo
▼ 0.25% · 3.875%
HK$140,905
−HK$4,319/mo
Today · 4.125%
HK$145,224
baseline
▲ 0.50% · 4.625%
HK$154,060
+HK$8,836/mo
Deposit HK$19.98M · loan HK$29.96M · min. income ≈ HK$290,448/mo (50% DSR)
Upfront cash ≈ HK$22.10M (deposit + AVD stamp duty HK$2,122,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,027
−HK$8,213/mo
▼ 0.25% · 3.875%
HK$156,104
−HK$4,136/mo
Today · 4.125%
HK$160,240
baseline
▲ 0.50% · 4.625%
HK$168,687
+HK$8,447/mo
Deposit HK$19.98M · loan HK$29.96M · min. income ≈ HK$320,480/mo (50% DSR)
Upfront cash ≈ HK$22.10M (deposit + AVD stamp duty HK$2,122,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,430
−HK$9,998/mo
▼ 0.25% · 3.875%
HK$164,389
−HK$5,039/mo
Today · 4.125%
HK$169,428
baseline
▲ 0.50% · 4.625%
HK$179,737
+HK$10,309/mo
Deposit HK$14.98M · loan HK$34.96M · min. income ≈ HK$338,856/mo (50% DSR)
Upfront cash ≈ HK$17.10M (deposit + AVD stamp duty HK$2,122,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,364
−HK$9,583/mo
▼ 0.25% · 3.875%
HK$182,121
−HK$4,826/mo
Today · 4.125%
HK$186,947
baseline
▲ 0.50% · 4.625%
HK$196,801
+HK$9,854/mo
Deposit HK$14.98M · loan HK$34.96M · min. income ≈ HK$373,894/mo (50% DSR)
Upfront cash ≈ HK$17.10M (deposit + AVD stamp duty HK$2,122,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,982
−HK$12,854/mo
▼ 0.25% · 3.875%
HK$211,358
−HK$6,478/mo
Today · 4.125%
HK$217,836
baseline
▲ 0.50% · 4.625%
HK$231,090
+HK$13,254/mo
Deposit HK$4.99M · loan HK$44.95M · min. income ≈ HK$435,672/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$2,122,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,040
−HK$12,320/mo
▼ 0.25% · 3.875%
HK$234,156
−HK$6,204/mo
Today · 4.125%
HK$240,360
baseline
▲ 0.50% · 4.625%
HK$253,030
+HK$12,670/mo
Deposit HK$4.99M · loan HK$44.95M · min. income ≈ HK$480,720/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$2,122,500 · Scale 2, in force from 26 Feb 2026)