LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,882
−HK$7,142/mo
▼ 0.25% · 3.875%
HK$117,425
−HK$3,599/mo
Today · 4.125%
HK$121,024
baseline
▲ 0.50% · 4.625%
HK$128,388
+HK$7,364/mo
Deposit HK$24.97M · loan HK$24.97M · min. income ≈ HK$242,048/mo (50% DSR)
Upfront cash ≈ HK$27.09M (deposit + AVD stamp duty HK$2,122,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,693
−HK$6,845/mo
▼ 0.25% · 3.875%
HK$130,091
−HK$3,447/mo
Today · 4.125%
HK$133,538
baseline
▲ 0.50% · 4.625%
HK$140,577
+HK$7,039/mo
Deposit HK$24.97M · loan HK$24.97M · min. income ≈ HK$267,076/mo (50% DSR)
Upfront cash ≈ HK$27.09M (deposit + AVD stamp duty HK$2,122,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,659
−HK$8,570/mo
▼ 0.25% · 3.875%
HK$140,910
−HK$4,319/mo
Today · 4.125%
HK$145,229
baseline
▲ 0.50% · 4.625%
HK$154,065
+HK$8,836/mo
Deposit HK$19.98M · loan HK$29.97M · min. income ≈ HK$290,458/mo (50% DSR)
Upfront cash ≈ HK$22.10M (deposit + AVD stamp duty HK$2,122,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,032
−HK$8,213/mo
▼ 0.25% · 3.875%
HK$156,109
−HK$4,136/mo
Today · 4.125%
HK$160,245
baseline
▲ 0.50% · 4.625%
HK$168,692
+HK$8,447/mo
Deposit HK$19.98M · loan HK$29.97M · min. income ≈ HK$320,490/mo (50% DSR)
Upfront cash ≈ HK$22.10M (deposit + AVD stamp duty HK$2,122,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,435
−HK$9,998/mo
▼ 0.25% · 3.875%
HK$164,395
−HK$5,038/mo
Today · 4.125%
HK$169,433
baseline
▲ 0.50% · 4.625%
HK$179,743
+HK$10,310/mo
Deposit HK$14.98M · loan HK$34.96M · min. income ≈ HK$338,866/mo (50% DSR)
Upfront cash ≈ HK$17.11M (deposit + AVD stamp duty HK$2,122,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,370
−HK$9,583/mo
▼ 0.25% · 3.875%
HK$182,127
−HK$4,826/mo
Today · 4.125%
HK$186,953
baseline
▲ 0.50% · 4.625%
HK$196,808
+HK$9,855/mo
Deposit HK$14.98M · loan HK$34.96M · min. income ≈ HK$373,906/mo (50% DSR)
Upfront cash ≈ HK$17.11M (deposit + AVD stamp duty HK$2,122,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,988
−HK$12,855/mo
▼ 0.25% · 3.875%
HK$211,365
−HK$6,478/mo
Today · 4.125%
HK$217,843
baseline
▲ 0.50% · 4.625%
HK$231,098
+HK$13,255/mo
Deposit HK$4.99M · loan HK$44.95M · min. income ≈ HK$435,686/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$2,122,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,047
−HK$12,321/mo
▼ 0.25% · 3.875%
HK$234,164
−HK$6,204/mo
Today · 4.125%
HK$240,368
baseline
▲ 0.50% · 4.625%
HK$253,038
+HK$12,670/mo
Deposit HK$4.99M · loan HK$44.95M · min. income ≈ HK$480,736/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$2,122,569 · Scale 2, in force from 26 Feb 2026)