LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,390
−HK$714/mo
▼ 0.25% · 3.875%
HK$11,744
−HK$360/mo
Today · 4.125%
HK$12,104
baseline
▲ 0.50% · 4.625%
HK$12,840
+HK$736/mo
Deposit HK$2.50M · loan HK$2.50M · min. income ≈ HK$24,208/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$112,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,671
−HK$685/mo
▼ 0.25% · 3.875%
HK$13,011
−HK$345/mo
Today · 4.125%
HK$13,356
baseline
▲ 0.50% · 4.625%
HK$14,060
+HK$704/mo
Deposit HK$2.50M · loan HK$2.50M · min. income ≈ HK$26,712/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$112,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,668
−HK$857/mo
▼ 0.25% · 3.875%
HK$14,093
−HK$432/mo
Today · 4.125%
HK$14,525
baseline
▲ 0.50% · 4.625%
HK$15,409
+HK$884/mo
Deposit HK$2.00M · loan HK$3.00M · min. income ≈ HK$29,050/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$112,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,205
−HK$822/mo
▼ 0.25% · 3.875%
HK$15,613
−HK$414/mo
Today · 4.125%
HK$16,027
baseline
▲ 0.50% · 4.625%
HK$16,871
+HK$844/mo
Deposit HK$2.00M · loan HK$3.00M · min. income ≈ HK$32,054/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$112,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,946
−HK$1,000/mo
▼ 0.25% · 3.875%
HK$16,442
−HK$504/mo
Today · 4.125%
HK$16,946
baseline
▲ 0.50% · 4.625%
HK$17,977
+HK$1,031/mo
Deposit HK$1.50M · loan HK$3.50M · min. income ≈ HK$33,892/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$112,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,739
−HK$959/mo
▼ 0.25% · 3.875%
HK$18,215
−HK$483/mo
Today · 4.125%
HK$18,698
baseline
▲ 0.50% · 4.625%
HK$19,683
+HK$985/mo
Deposit HK$1.50M · loan HK$3.50M · min. income ≈ HK$37,396/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$112,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,501
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$21,139
−HK$648/mo
Today · 4.125%
HK$21,787
baseline
▲ 0.50% · 4.625%
HK$23,113
+HK$1,326/mo
Deposit HK$499K · loan HK$4.50M · min. income ≈ HK$43,574/mo (50% DSR)
Upfront cash ≈ HK$612K (deposit + AVD stamp duty HK$112,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,808
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$23,419
−HK$621/mo
Today · 4.125%
HK$24,040
baseline
▲ 0.50% · 4.625%
HK$25,307
+HK$1,267/mo
Deposit HK$499K · loan HK$4.50M · min. income ≈ HK$48,080/mo (50% DSR)
Upfront cash ≈ HK$612K (deposit + AVD stamp duty HK$112,386 · Scale 2, in force from 26 Feb 2026)