LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,902
−HK$7,142/mo
▼ 0.25% · 3.875%
HK$117,445
−HK$3,599/mo
Today · 4.125%
HK$121,044
baseline
▲ 0.50% · 4.625%
HK$128,409
+HK$7,365/mo
Deposit HK$24.98M · loan HK$24.98M · min. income ≈ HK$242,088/mo (50% DSR)
Upfront cash ≈ HK$27.10M (deposit + AVD stamp duty HK$2,122,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,714
−HK$6,846/mo
▼ 0.25% · 3.875%
HK$130,113
−HK$3,447/mo
Today · 4.125%
HK$133,560
baseline
▲ 0.50% · 4.625%
HK$140,601
+HK$7,041/mo
Deposit HK$24.98M · loan HK$24.98M · min. income ≈ HK$267,120/mo (50% DSR)
Upfront cash ≈ HK$27.10M (deposit + AVD stamp duty HK$2,122,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,682
−HK$8,571/mo
▼ 0.25% · 3.875%
HK$140,933
−HK$4,320/mo
Today · 4.125%
HK$145,253
baseline
▲ 0.50% · 4.625%
HK$154,091
+HK$8,838/mo
Deposit HK$19.98M · loan HK$29.97M · min. income ≈ HK$290,506/mo (50% DSR)
Upfront cash ≈ HK$22.10M (deposit + AVD stamp duty HK$2,122,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,057
−HK$8,215/mo
▼ 0.25% · 3.875%
HK$156,135
−HK$4,137/mo
Today · 4.125%
HK$160,272
baseline
▲ 0.50% · 4.625%
HK$168,721
+HK$8,449/mo
Deposit HK$19.98M · loan HK$29.97M · min. income ≈ HK$320,544/mo (50% DSR)
Upfront cash ≈ HK$22.10M (deposit + AVD stamp duty HK$2,122,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,462
−HK$10,000/mo
▼ 0.25% · 3.875%
HK$164,422
−HK$5,040/mo
Today · 4.125%
HK$169,462
baseline
▲ 0.50% · 4.625%
HK$179,773
+HK$10,311/mo
Deposit HK$14.99M · loan HK$34.97M · min. income ≈ HK$338,924/mo (50% DSR)
Upfront cash ≈ HK$17.11M (deposit + AVD stamp duty HK$2,122,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,400
−HK$9,584/mo
▼ 0.25% · 3.875%
HK$182,158
−HK$4,826/mo
Today · 4.125%
HK$186,984
baseline
▲ 0.50% · 4.625%
HK$196,841
+HK$9,857/mo
Deposit HK$14.99M · loan HK$34.97M · min. income ≈ HK$373,968/mo (50% DSR)
Upfront cash ≈ HK$17.11M (deposit + AVD stamp duty HK$2,122,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,023
−HK$12,857/mo
▼ 0.25% · 3.875%
HK$211,400
−HK$6,480/mo
Today · 4.125%
HK$217,880
baseline
▲ 0.50% · 4.625%
HK$231,137
+HK$13,257/mo
Deposit HK$5.00M · loan HK$44.96M · min. income ≈ HK$435,760/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$2,122,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,086
−HK$12,323/mo
▼ 0.25% · 3.875%
HK$234,203
−HK$6,206/mo
Today · 4.125%
HK$240,409
baseline
▲ 0.50% · 4.625%
HK$253,081
+HK$12,672/mo
Deposit HK$5.00M · loan HK$44.96M · min. income ≈ HK$480,818/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$2,122,927 · Scale 2, in force from 26 Feb 2026)