LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,912
−HK$7,143/mo
▼ 0.25% · 3.875%
HK$117,455
−HK$3,600/mo
Today · 4.125%
HK$121,055
baseline
▲ 0.50% · 4.625%
HK$128,421
+HK$7,366/mo
Deposit HK$24.98M · loan HK$24.98M · min. income ≈ HK$242,110/mo (50% DSR)
Upfront cash ≈ HK$27.10M (deposit + AVD stamp duty HK$2,123,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,726
−HK$6,847/mo
▼ 0.25% · 3.875%
HK$130,125
−HK$3,448/mo
Today · 4.125%
HK$133,573
baseline
▲ 0.50% · 4.625%
HK$140,613
+HK$7,040/mo
Deposit HK$24.98M · loan HK$24.98M · min. income ≈ HK$267,146/mo (50% DSR)
Upfront cash ≈ HK$27.10M (deposit + AVD stamp duty HK$2,123,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,694
−HK$8,572/mo
▼ 0.25% · 3.875%
HK$140,946
−HK$4,320/mo
Today · 4.125%
HK$145,266
baseline
▲ 0.50% · 4.625%
HK$154,105
+HK$8,839/mo
Deposit HK$19.98M · loan HK$29.97M · min. income ≈ HK$290,532/mo (50% DSR)
Upfront cash ≈ HK$22.11M (deposit + AVD stamp duty HK$2,123,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,071
−HK$8,216/mo
▼ 0.25% · 3.875%
HK$156,150
−HK$4,137/mo
Today · 4.125%
HK$160,287
baseline
▲ 0.50% · 4.625%
HK$168,736
+HK$8,449/mo
Deposit HK$19.98M · loan HK$29.97M · min. income ≈ HK$320,574/mo (50% DSR)
Upfront cash ≈ HK$22.11M (deposit + AVD stamp duty HK$2,123,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,477
−HK$10,000/mo
▼ 0.25% · 3.875%
HK$164,437
−HK$5,040/mo
Today · 4.125%
HK$169,477
baseline
▲ 0.50% · 4.625%
HK$179,790
+HK$10,313/mo
Deposit HK$14.99M · loan HK$34.97M · min. income ≈ HK$338,954/mo (50% DSR)
Upfront cash ≈ HK$17.11M (deposit + AVD stamp duty HK$2,123,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,416
−HK$9,586/mo
▼ 0.25% · 3.875%
HK$182,175
−HK$4,827/mo
Today · 4.125%
HK$187,002
baseline
▲ 0.50% · 4.625%
HK$196,859
+HK$9,857/mo
Deposit HK$14.99M · loan HK$34.97M · min. income ≈ HK$374,004/mo (50% DSR)
Upfront cash ≈ HK$17.11M (deposit + AVD stamp duty HK$2,123,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,042
−HK$12,858/mo
▼ 0.25% · 3.875%
HK$211,420
−HK$6,480/mo
Today · 4.125%
HK$217,900
baseline
▲ 0.50% · 4.625%
HK$231,158
+HK$13,258/mo
Deposit HK$5.00M · loan HK$44.96M · min. income ≈ HK$435,800/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$2,123,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,107
−HK$12,324/mo
▼ 0.25% · 3.875%
HK$234,224
−HK$6,207/mo
Today · 4.125%
HK$240,431
baseline
▲ 0.50% · 4.625%
HK$253,104
+HK$12,673/mo
Deposit HK$5.00M · loan HK$44.96M · min. income ≈ HK$480,862/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$2,123,122 · Scale 2, in force from 26 Feb 2026)