LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,932
−HK$7,145/mo
▼ 0.25% · 3.875%
HK$117,476
−HK$3,601/mo
Today · 4.125%
HK$121,077
baseline
▲ 0.50% · 4.625%
HK$128,444
+HK$7,367/mo
Deposit HK$24.98M · loan HK$24.98M · min. income ≈ HK$242,154/mo (50% DSR)
Upfront cash ≈ HK$27.11M (deposit + AVD stamp duty HK$2,123,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,748
−HK$6,848/mo
▼ 0.25% · 3.875%
HK$130,148
−HK$3,448/mo
Today · 4.125%
HK$133,596
baseline
▲ 0.50% · 4.625%
HK$140,638
+HK$7,042/mo
Deposit HK$24.98M · loan HK$24.98M · min. income ≈ HK$267,192/mo (50% DSR)
Upfront cash ≈ HK$27.11M (deposit + AVD stamp duty HK$2,123,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,719
−HK$8,573/mo
▼ 0.25% · 3.875%
HK$140,971
−HK$4,321/mo
Today · 4.125%
HK$145,292
baseline
▲ 0.50% · 4.625%
HK$154,133
+HK$8,841/mo
Deposit HK$19.99M · loan HK$29.98M · min. income ≈ HK$290,584/mo (50% DSR)
Upfront cash ≈ HK$22.11M (deposit + AVD stamp duty HK$2,123,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,098
−HK$8,217/mo
▼ 0.25% · 3.875%
HK$156,177
−HK$4,138/mo
Today · 4.125%
HK$160,315
baseline
▲ 0.50% · 4.625%
HK$168,766
+HK$8,451/mo
Deposit HK$19.99M · loan HK$29.98M · min. income ≈ HK$320,630/mo (50% DSR)
Upfront cash ≈ HK$22.11M (deposit + AVD stamp duty HK$2,123,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,505
−HK$10,002/mo
▼ 0.25% · 3.875%
HK$164,467
−HK$5,040/mo
Today · 4.125%
HK$169,507
baseline
▲ 0.50% · 4.625%
HK$179,822
+HK$10,315/mo
Deposit HK$14.99M · loan HK$34.98M · min. income ≈ HK$339,014/mo (50% DSR)
Upfront cash ≈ HK$17.11M (deposit + AVD stamp duty HK$2,123,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,448
−HK$9,587/mo
▼ 0.25% · 3.875%
HK$182,207
−HK$4,828/mo
Today · 4.125%
HK$187,035
baseline
▲ 0.50% · 4.625%
HK$196,894
+HK$9,859/mo
Deposit HK$14.99M · loan HK$34.98M · min. income ≈ HK$374,070/mo (50% DSR)
Upfront cash ≈ HK$17.11M (deposit + AVD stamp duty HK$2,123,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,078
−HK$12,860/mo
▼ 0.25% · 3.875%
HK$211,457
−HK$6,481/mo
Today · 4.125%
HK$217,938
baseline
▲ 0.50% · 4.625%
HK$231,199
+HK$13,261/mo
Deposit HK$5.00M · loan HK$44.97M · min. income ≈ HK$435,876/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$2,123,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,147
−HK$12,326/mo
▼ 0.25% · 3.875%
HK$234,266
−HK$6,207/mo
Today · 4.125%
HK$240,473
baseline
▲ 0.50% · 4.625%
HK$253,149
+HK$12,676/mo
Deposit HK$5.00M · loan HK$44.97M · min. income ≈ HK$480,946/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$2,123,497 · Scale 2, in force from 26 Feb 2026)