LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,394
−HK$714/mo
▼ 0.25% · 3.875%
HK$11,748
−HK$360/mo
Today · 4.125%
HK$12,108
baseline
▲ 0.50% · 4.625%
HK$12,845
+HK$737/mo
Deposit HK$2.50M · loan HK$2.50M · min. income ≈ HK$24,216/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$112,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,675
−HK$685/mo
▼ 0.25% · 3.875%
HK$13,015
−HK$345/mo
Today · 4.125%
HK$13,360
baseline
▲ 0.50% · 4.625%
HK$14,065
+HK$705/mo
Deposit HK$2.50M · loan HK$2.50M · min. income ≈ HK$26,720/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$112,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,673
−HK$857/mo
▼ 0.25% · 3.875%
HK$14,098
−HK$432/mo
Today · 4.125%
HK$14,530
baseline
▲ 0.50% · 4.625%
HK$15,414
+HK$884/mo
Deposit HK$2.00M · loan HK$3.00M · min. income ≈ HK$29,060/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$112,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,211
−HK$821/mo
▼ 0.25% · 3.875%
HK$15,619
−HK$413/mo
Today · 4.125%
HK$16,032
baseline
▲ 0.50% · 4.625%
HK$16,877
+HK$845/mo
Deposit HK$2.00M · loan HK$3.00M · min. income ≈ HK$32,064/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$112,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,951
−HK$1,001/mo
▼ 0.25% · 3.875%
HK$16,447
−HK$505/mo
Today · 4.125%
HK$16,952
baseline
▲ 0.50% · 4.625%
HK$17,983
+HK$1,031/mo
Deposit HK$1.50M · loan HK$3.50M · min. income ≈ HK$33,904/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$112,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,746
−HK$958/mo
▼ 0.25% · 3.875%
HK$18,222
−HK$482/mo
Today · 4.125%
HK$18,704
baseline
▲ 0.50% · 4.625%
HK$19,690
+HK$986/mo
Deposit HK$1.50M · loan HK$3.50M · min. income ≈ HK$37,408/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$112,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,509
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$21,147
−HK$648/mo
Today · 4.125%
HK$21,795
baseline
▲ 0.50% · 4.625%
HK$23,121
+HK$1,326/mo
Deposit HK$500K · loan HK$4.50M · min. income ≈ HK$43,590/mo (50% DSR)
Upfront cash ≈ HK$612K (deposit + AVD stamp duty HK$112,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,816
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$23,428
−HK$621/mo
Today · 4.125%
HK$24,049
baseline
▲ 0.50% · 4.625%
HK$25,316
+HK$1,267/mo
Deposit HK$500K · loan HK$4.50M · min. income ≈ HK$48,098/mo (50% DSR)
Upfront cash ≈ HK$612K (deposit + AVD stamp duty HK$112,427 · Scale 2, in force from 26 Feb 2026)