LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,939
−HK$7,145/mo
▼ 0.25% · 3.875%
HK$117,483
−HK$3,601/mo
Today · 4.125%
HK$121,084
baseline
▲ 0.50% · 4.625%
HK$128,452
+HK$7,368/mo
Deposit HK$24.98M · loan HK$24.98M · min. income ≈ HK$242,168/mo (50% DSR)
Upfront cash ≈ HK$27.11M (deposit + AVD stamp duty HK$2,123,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,756
−HK$6,849/mo
▼ 0.25% · 3.875%
HK$130,156
−HK$3,449/mo
Today · 4.125%
HK$133,605
baseline
▲ 0.50% · 4.625%
HK$140,647
+HK$7,042/mo
Deposit HK$24.98M · loan HK$24.98M · min. income ≈ HK$267,210/mo (50% DSR)
Upfront cash ≈ HK$27.11M (deposit + AVD stamp duty HK$2,123,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,727
−HK$8,574/mo
▼ 0.25% · 3.875%
HK$140,980
−HK$4,321/mo
Today · 4.125%
HK$145,301
baseline
▲ 0.50% · 4.625%
HK$154,142
+HK$8,841/mo
Deposit HK$19.99M · loan HK$29.98M · min. income ≈ HK$290,602/mo (50% DSR)
Upfront cash ≈ HK$22.11M (deposit + AVD stamp duty HK$2,123,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,108
−HK$8,218/mo
▼ 0.25% · 3.875%
HK$156,187
−HK$4,139/mo
Today · 4.125%
HK$160,326
baseline
▲ 0.50% · 4.625%
HK$168,777
+HK$8,451/mo
Deposit HK$19.99M · loan HK$29.98M · min. income ≈ HK$320,652/mo (50% DSR)
Upfront cash ≈ HK$22.11M (deposit + AVD stamp duty HK$2,123,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,515
−HK$10,003/mo
▼ 0.25% · 3.875%
HK$164,477
−HK$5,041/mo
Today · 4.125%
HK$169,518
baseline
▲ 0.50% · 4.625%
HK$179,833
+HK$10,315/mo
Deposit HK$14.99M · loan HK$34.98M · min. income ≈ HK$339,036/mo (50% DSR)
Upfront cash ≈ HK$17.11M (deposit + AVD stamp duty HK$2,123,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,459
−HK$9,587/mo
▼ 0.25% · 3.875%
HK$182,218
−HK$4,828/mo
Today · 4.125%
HK$187,046
baseline
▲ 0.50% · 4.625%
HK$196,906
+HK$9,860/mo
Deposit HK$14.99M · loan HK$34.98M · min. income ≈ HK$374,092/mo (50% DSR)
Upfront cash ≈ HK$17.11M (deposit + AVD stamp duty HK$2,123,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,091
−HK$12,861/mo
▼ 0.25% · 3.875%
HK$211,470
−HK$6,482/mo
Today · 4.125%
HK$217,952
baseline
▲ 0.50% · 4.625%
HK$231,214
+HK$13,262/mo
Deposit HK$5.00M · loan HK$44.97M · min. income ≈ HK$435,904/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$2,123,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,161
−HK$12,327/mo
▼ 0.25% · 3.875%
HK$234,281
−HK$6,207/mo
Today · 4.125%
HK$240,488
baseline
▲ 0.50% · 4.625%
HK$253,165
+HK$12,677/mo
Deposit HK$5.00M · loan HK$44.97M · min. income ≈ HK$480,976/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$2,123,631 · Scale 2, in force from 26 Feb 2026)