LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,943
−HK$7,145/mo
▼ 0.25% · 3.875%
HK$117,487
−HK$3,601/mo
Today · 4.125%
HK$121,088
baseline
▲ 0.50% · 4.625%
HK$128,456
+HK$7,368/mo
Deposit HK$24.98M · loan HK$24.98M · min. income ≈ HK$242,176/mo (50% DSR)
Upfront cash ≈ HK$27.11M (deposit + AVD stamp duty HK$2,123,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,760
−HK$6,849/mo
▼ 0.25% · 3.875%
HK$130,160
−HK$3,449/mo
Today · 4.125%
HK$133,609
baseline
▲ 0.50% · 4.625%
HK$140,651
+HK$7,042/mo
Deposit HK$24.98M · loan HK$24.98M · min. income ≈ HK$267,218/mo (50% DSR)
Upfront cash ≈ HK$27.11M (deposit + AVD stamp duty HK$2,123,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,731
−HK$8,575/mo
▼ 0.25% · 3.875%
HK$140,985
−HK$4,321/mo
Today · 4.125%
HK$145,306
baseline
▲ 0.50% · 4.625%
HK$154,147
+HK$8,841/mo
Deposit HK$19.99M · loan HK$29.98M · min. income ≈ HK$290,612/mo (50% DSR)
Upfront cash ≈ HK$22.11M (deposit + AVD stamp duty HK$2,123,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,112
−HK$8,219/mo
▼ 0.25% · 3.875%
HK$156,192
−HK$4,139/mo
Today · 4.125%
HK$160,331
baseline
▲ 0.50% · 4.625%
HK$168,782
+HK$8,451/mo
Deposit HK$19.99M · loan HK$29.98M · min. income ≈ HK$320,662/mo (50% DSR)
Upfront cash ≈ HK$22.11M (deposit + AVD stamp duty HK$2,123,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,520
−HK$10,003/mo
▼ 0.25% · 3.875%
HK$164,482
−HK$5,041/mo
Today · 4.125%
HK$169,523
baseline
▲ 0.50% · 4.625%
HK$179,838
+HK$10,315/mo
Deposit HK$14.99M · loan HK$34.98M · min. income ≈ HK$339,046/mo (50% DSR)
Upfront cash ≈ HK$17.11M (deposit + AVD stamp duty HK$2,123,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,464
−HK$9,588/mo
▼ 0.25% · 3.875%
HK$182,224
−HK$4,828/mo
Today · 4.125%
HK$187,052
baseline
▲ 0.50% · 4.625%
HK$196,912
+HK$9,860/mo
Deposit HK$14.99M · loan HK$34.98M · min. income ≈ HK$374,104/mo (50% DSR)
Upfront cash ≈ HK$17.11M (deposit + AVD stamp duty HK$2,123,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,097
−HK$12,862/mo
▼ 0.25% · 3.875%
HK$211,477
−HK$6,482/mo
Today · 4.125%
HK$217,959
baseline
▲ 0.50% · 4.625%
HK$231,221
+HK$13,262/mo
Deposit HK$5.00M · loan HK$44.97M · min. income ≈ HK$435,918/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$2,123,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,169
−HK$12,327/mo
▼ 0.25% · 3.875%
HK$234,288
−HK$6,208/mo
Today · 4.125%
HK$240,496
baseline
▲ 0.50% · 4.625%
HK$253,173
+HK$12,677/mo
Deposit HK$5.00M · loan HK$44.97M · min. income ≈ HK$480,992/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$2,123,697 · Scale 2, in force from 26 Feb 2026)