LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,395
−HK$714/mo
▼ 0.25% · 3.875%
HK$11,749
−HK$360/mo
Today · 4.125%
HK$12,109
baseline
▲ 0.50% · 4.625%
HK$12,846
+HK$737/mo
Deposit HK$2.50M · loan HK$2.50M · min. income ≈ HK$24,218/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$112,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,677
−HK$685/mo
▼ 0.25% · 3.875%
HK$13,017
−HK$345/mo
Today · 4.125%
HK$13,362
baseline
▲ 0.50% · 4.625%
HK$14,066
+HK$704/mo
Deposit HK$2.50M · loan HK$2.50M · min. income ≈ HK$26,724/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$112,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,674
−HK$857/mo
▼ 0.25% · 3.875%
HK$14,099
−HK$432/mo
Today · 4.125%
HK$14,531
baseline
▲ 0.50% · 4.625%
HK$15,416
+HK$885/mo
Deposit HK$2.00M · loan HK$3.00M · min. income ≈ HK$29,062/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$112,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,212
−HK$822/mo
▼ 0.25% · 3.875%
HK$15,620
−HK$414/mo
Today · 4.125%
HK$16,034
baseline
▲ 0.50% · 4.625%
HK$16,879
+HK$845/mo
Deposit HK$2.00M · loan HK$3.00M · min. income ≈ HK$32,068/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$112,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,953
−HK$1,000/mo
▼ 0.25% · 3.875%
HK$16,449
−HK$504/mo
Today · 4.125%
HK$16,953
baseline
▲ 0.50% · 4.625%
HK$17,985
+HK$1,032/mo
Deposit HK$1.50M · loan HK$3.50M · min. income ≈ HK$33,906/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$112,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,747
−HK$959/mo
▼ 0.25% · 3.875%
HK$18,223
−HK$483/mo
Today · 4.125%
HK$18,706
baseline
▲ 0.50% · 4.625%
HK$19,692
+HK$986/mo
Deposit HK$1.50M · loan HK$3.50M · min. income ≈ HK$37,412/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$112,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,511
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$21,149
−HK$648/mo
Today · 4.125%
HK$21,797
baseline
▲ 0.50% · 4.625%
HK$23,123
+HK$1,326/mo
Deposit HK$500K · loan HK$4.50M · min. income ≈ HK$43,594/mo (50% DSR)
Upfront cash ≈ HK$612K (deposit + AVD stamp duty HK$112,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,818
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$23,430
−HK$621/mo
Today · 4.125%
HK$24,051
baseline
▲ 0.50% · 4.625%
HK$25,319
+HK$1,268/mo
Deposit HK$500K · loan HK$4.50M · min. income ≈ HK$48,102/mo (50% DSR)
Upfront cash ≈ HK$612K (deposit + AVD stamp duty HK$112,437 · Scale 2, in force from 26 Feb 2026)