LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,949
−HK$7,146/mo
▼ 0.25% · 3.875%
HK$117,494
−HK$3,601/mo
Today · 4.125%
HK$121,095
baseline
▲ 0.50% · 4.625%
HK$128,463
+HK$7,368/mo
Deposit HK$24.99M · loan HK$24.99M · min. income ≈ HK$242,190/mo (50% DSR)
Upfront cash ≈ HK$27.11M (deposit + AVD stamp duty HK$2,123,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,767
−HK$6,849/mo
▼ 0.25% · 3.875%
HK$130,167
−HK$3,449/mo
Today · 4.125%
HK$133,616
baseline
▲ 0.50% · 4.625%
HK$140,659
+HK$7,043/mo
Deposit HK$24.99M · loan HK$24.99M · min. income ≈ HK$267,232/mo (50% DSR)
Upfront cash ≈ HK$27.11M (deposit + AVD stamp duty HK$2,123,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,739
−HK$8,575/mo
▼ 0.25% · 3.875%
HK$140,993
−HK$4,321/mo
Today · 4.125%
HK$145,314
baseline
▲ 0.50% · 4.625%
HK$154,156
+HK$8,842/mo
Deposit HK$19.99M · loan HK$29.98M · min. income ≈ HK$290,628/mo (50% DSR)
Upfront cash ≈ HK$22.11M (deposit + AVD stamp duty HK$2,123,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,121
−HK$8,219/mo
▼ 0.25% · 3.875%
HK$156,201
−HK$4,139/mo
Today · 4.125%
HK$160,340
baseline
▲ 0.50% · 4.625%
HK$168,791
+HK$8,451/mo
Deposit HK$19.99M · loan HK$29.98M · min. income ≈ HK$320,680/mo (50% DSR)
Upfront cash ≈ HK$22.11M (deposit + AVD stamp duty HK$2,123,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,529
−HK$10,004/mo
▼ 0.25% · 3.875%
HK$164,491
−HK$5,042/mo
Today · 4.125%
HK$169,533
baseline
▲ 0.50% · 4.625%
HK$179,849
+HK$10,316/mo
Deposit HK$14.99M · loan HK$34.98M · min. income ≈ HK$339,066/mo (50% DSR)
Upfront cash ≈ HK$17.12M (deposit + AVD stamp duty HK$2,123,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,474
−HK$9,589/mo
▼ 0.25% · 3.875%
HK$182,234
−HK$4,829/mo
Today · 4.125%
HK$187,063
baseline
▲ 0.50% · 4.625%
HK$196,923
+HK$9,860/mo
Deposit HK$14.99M · loan HK$34.98M · min. income ≈ HK$374,126/mo (50% DSR)
Upfront cash ≈ HK$17.12M (deposit + AVD stamp duty HK$2,123,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,109
−HK$12,862/mo
▼ 0.25% · 3.875%
HK$211,489
−HK$6,482/mo
Today · 4.125%
HK$217,971
baseline
▲ 0.50% · 4.625%
HK$231,234
+HK$13,263/mo
Deposit HK$5.00M · loan HK$44.97M · min. income ≈ HK$435,942/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$2,123,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,181
−HK$12,328/mo
▼ 0.25% · 3.875%
HK$234,301
−HK$6,208/mo
Today · 4.125%
HK$240,509
baseline
▲ 0.50% · 4.625%
HK$253,187
+HK$12,678/mo
Deposit HK$5.00M · loan HK$44.97M · min. income ≈ HK$481,018/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$2,123,816 · Scale 2, in force from 26 Feb 2026)