LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,950
−HK$7,146/mo
▼ 0.25% · 3.875%
HK$117,495
−HK$3,601/mo
Today · 4.125%
HK$121,096
baseline
▲ 0.50% · 4.625%
HK$128,464
+HK$7,368/mo
Deposit HK$24.99M · loan HK$24.99M · min. income ≈ HK$242,192/mo (50% DSR)
Upfront cash ≈ HK$27.11M (deposit + AVD stamp duty HK$2,123,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,769
−HK$6,848/mo
▼ 0.25% · 3.875%
HK$130,168
−HK$3,449/mo
Today · 4.125%
HK$133,617
baseline
▲ 0.50% · 4.625%
HK$140,661
+HK$7,044/mo
Deposit HK$24.99M · loan HK$24.99M · min. income ≈ HK$267,234/mo (50% DSR)
Upfront cash ≈ HK$27.11M (deposit + AVD stamp duty HK$2,123,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,740
−HK$8,575/mo
▼ 0.25% · 3.875%
HK$140,994
−HK$4,321/mo
Today · 4.125%
HK$145,315
baseline
▲ 0.50% · 4.625%
HK$154,157
+HK$8,842/mo
Deposit HK$19.99M · loan HK$29.98M · min. income ≈ HK$290,630/mo (50% DSR)
Upfront cash ≈ HK$22.11M (deposit + AVD stamp duty HK$2,123,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,122
−HK$8,219/mo
▼ 0.25% · 3.875%
HK$156,202
−HK$4,139/mo
Today · 4.125%
HK$160,341
baseline
▲ 0.50% · 4.625%
HK$168,793
+HK$8,452/mo
Deposit HK$19.99M · loan HK$29.98M · min. income ≈ HK$320,682/mo (50% DSR)
Upfront cash ≈ HK$22.11M (deposit + AVD stamp duty HK$2,123,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,530
−HK$10,004/mo
▼ 0.25% · 3.875%
HK$164,493
−HK$5,041/mo
Today · 4.125%
HK$169,534
baseline
▲ 0.50% · 4.625%
HK$179,850
+HK$10,316/mo
Deposit HK$14.99M · loan HK$34.98M · min. income ≈ HK$339,068/mo (50% DSR)
Upfront cash ≈ HK$17.12M (deposit + AVD stamp duty HK$2,123,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,476
−HK$9,588/mo
▼ 0.25% · 3.875%
HK$182,236
−HK$4,828/mo
Today · 4.125%
HK$187,064
baseline
▲ 0.50% · 4.625%
HK$196,925
+HK$9,861/mo
Deposit HK$14.99M · loan HK$34.98M · min. income ≈ HK$374,128/mo (50% DSR)
Upfront cash ≈ HK$17.12M (deposit + AVD stamp duty HK$2,123,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,110
−HK$12,863/mo
▼ 0.25% · 3.875%
HK$211,491
−HK$6,482/mo
Today · 4.125%
HK$217,973
baseline
▲ 0.50% · 4.625%
HK$231,236
+HK$13,263/mo
Deposit HK$5.00M · loan HK$44.98M · min. income ≈ HK$435,946/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$2,123,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,183
−HK$12,328/mo
▼ 0.25% · 3.875%
HK$234,303
−HK$6,208/mo
Today · 4.125%
HK$240,511
baseline
▲ 0.50% · 4.625%
HK$253,189
+HK$12,678/mo
Deposit HK$5.00M · loan HK$44.98M · min. income ≈ HK$481,022/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$2,123,834 · Scale 2, in force from 26 Feb 2026)