LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,397
−HK$715/mo
▼ 0.25% · 3.875%
HK$11,751
−HK$361/mo
Today · 4.125%
HK$12,112
baseline
▲ 0.50% · 4.625%
HK$12,849
+HK$737/mo
Deposit HK$2.50M · loan HK$2.50M · min. income ≈ HK$24,224/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$112,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,679
−HK$685/mo
▼ 0.25% · 3.875%
HK$13,019
−HK$345/mo
Today · 4.125%
HK$13,364
baseline
▲ 0.50% · 4.625%
HK$14,068
+HK$704/mo
Deposit HK$2.50M · loan HK$2.50M · min. income ≈ HK$26,728/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$112,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,676
−HK$858/mo
▼ 0.25% · 3.875%
HK$14,102
−HK$432/mo
Today · 4.125%
HK$14,534
baseline
▲ 0.50% · 4.625%
HK$15,418
+HK$884/mo
Deposit HK$2.00M · loan HK$3.00M · min. income ≈ HK$29,068/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$112,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,215
−HK$822/mo
▼ 0.25% · 3.875%
HK$15,623
−HK$414/mo
Today · 4.125%
HK$16,037
baseline
▲ 0.50% · 4.625%
HK$16,882
+HK$845/mo
Deposit HK$2.00M · loan HK$3.00M · min. income ≈ HK$32,074/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$112,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,956
−HK$1,000/mo
▼ 0.25% · 3.875%
HK$16,452
−HK$504/mo
Today · 4.125%
HK$16,956
baseline
▲ 0.50% · 4.625%
HK$17,988
+HK$1,032/mo
Deposit HK$1.50M · loan HK$3.50M · min. income ≈ HK$33,912/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$112,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,750
−HK$959/mo
▼ 0.25% · 3.875%
HK$18,227
−HK$482/mo
Today · 4.125%
HK$18,709
baseline
▲ 0.50% · 4.625%
HK$19,696
+HK$987/mo
Deposit HK$1.50M · loan HK$3.50M · min. income ≈ HK$37,418/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$112,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,514
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$21,152
−HK$649/mo
Today · 4.125%
HK$21,801
baseline
▲ 0.50% · 4.625%
HK$23,127
+HK$1,326/mo
Deposit HK$500K · loan HK$4.50M · min. income ≈ HK$43,602/mo (50% DSR)
Upfront cash ≈ HK$612K (deposit + AVD stamp duty HK$112,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,822
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$23,434
−HK$621/mo
Today · 4.125%
HK$24,055
baseline
▲ 0.50% · 4.625%
HK$25,323
+HK$1,268/mo
Deposit HK$500K · loan HK$4.50M · min. income ≈ HK$48,110/mo (50% DSR)
Upfront cash ≈ HK$612K (deposit + AVD stamp duty HK$112,457 · Scale 2, in force from 26 Feb 2026)