LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,981
−HK$7,147/mo
▼ 0.25% · 3.875%
HK$117,526
−HK$3,602/mo
Today · 4.125%
HK$121,128
baseline
▲ 0.50% · 4.625%
HK$128,499
+HK$7,371/mo
Deposit HK$24.99M · loan HK$24.99M · min. income ≈ HK$242,256/mo (50% DSR)
Upfront cash ≈ HK$27.12M (deposit + AVD stamp duty HK$2,124,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,802
−HK$6,851/mo
▼ 0.25% · 3.875%
HK$130,203
−HK$3,450/mo
Today · 4.125%
HK$133,653
baseline
▲ 0.50% · 4.625%
HK$140,698
+HK$7,045/mo
Deposit HK$24.99M · loan HK$24.99M · min. income ≈ HK$267,306/mo (50% DSR)
Upfront cash ≈ HK$27.12M (deposit + AVD stamp duty HK$2,124,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,777
−HK$8,577/mo
▼ 0.25% · 3.875%
HK$141,031
−HK$4,323/mo
Today · 4.125%
HK$145,354
baseline
▲ 0.50% · 4.625%
HK$154,198
+HK$8,844/mo
Deposit HK$19.99M · loan HK$29.99M · min. income ≈ HK$290,708/mo (50% DSR)
Upfront cash ≈ HK$22.12M (deposit + AVD stamp duty HK$2,124,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,163
−HK$8,221/mo
▼ 0.25% · 3.875%
HK$156,244
−HK$4,140/mo
Today · 4.125%
HK$160,384
baseline
▲ 0.50% · 4.625%
HK$168,838
+HK$8,454/mo
Deposit HK$19.99M · loan HK$29.99M · min. income ≈ HK$320,768/mo (50% DSR)
Upfront cash ≈ HK$22.12M (deposit + AVD stamp duty HK$2,124,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,573
−HK$10,007/mo
▼ 0.25% · 3.875%
HK$164,537
−HK$5,043/mo
Today · 4.125%
HK$169,580
baseline
▲ 0.50% · 4.625%
HK$179,898
+HK$10,318/mo
Deposit HK$15.00M · loan HK$34.99M · min. income ≈ HK$339,160/mo (50% DSR)
Upfront cash ≈ HK$17.12M (deposit + AVD stamp duty HK$2,124,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,523
−HK$9,591/mo
▼ 0.25% · 3.875%
HK$182,284
−HK$4,830/mo
Today · 4.125%
HK$187,114
baseline
▲ 0.50% · 4.625%
HK$196,977
+HK$9,863/mo
Deposit HK$15.00M · loan HK$34.99M · min. income ≈ HK$374,228/mo (50% DSR)
Upfront cash ≈ HK$17.12M (deposit + AVD stamp duty HK$2,124,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,165
−HK$12,866/mo
▼ 0.25% · 3.875%
HK$211,547
−HK$6,484/mo
Today · 4.125%
HK$218,031
baseline
▲ 0.50% · 4.625%
HK$231,298
+HK$13,267/mo
Deposit HK$5.00M · loan HK$44.99M · min. income ≈ HK$436,062/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$2,124,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,244
−HK$12,332/mo
▼ 0.25% · 3.875%
HK$234,366
−HK$6,210/mo
Today · 4.125%
HK$240,576
baseline
▲ 0.50% · 4.625%
HK$253,257
+HK$12,681/mo
Deposit HK$5.00M · loan HK$44.99M · min. income ≈ HK$481,152/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$2,124,402 · Scale 2, in force from 26 Feb 2026)