LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,998
−HK$7,149/mo
▼ 0.25% · 3.875%
HK$117,544
−HK$3,603/mo
Today · 4.125%
HK$121,147
baseline
▲ 0.50% · 4.625%
HK$128,518
+HK$7,371/mo
Deposit HK$25.00M · loan HK$25.00M · min. income ≈ HK$242,294/mo (50% DSR)
Upfront cash ≈ HK$27.12M (deposit + AVD stamp duty HK$2,124,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,822
−HK$6,852/mo
▼ 0.25% · 3.875%
HK$130,223
−HK$3,451/mo
Today · 4.125%
HK$133,674
baseline
▲ 0.50% · 4.625%
HK$140,720
+HK$7,046/mo
Deposit HK$25.00M · loan HK$25.00M · min. income ≈ HK$267,348/mo (50% DSR)
Upfront cash ≈ HK$27.12M (deposit + AVD stamp duty HK$2,124,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,798
−HK$8,578/mo
▼ 0.25% · 3.875%
HK$141,053
−HK$4,323/mo
Today · 4.125%
HK$145,376
baseline
▲ 0.50% · 4.625%
HK$154,222
+HK$8,846/mo
Deposit HK$20.00M · loan HK$30.00M · min. income ≈ HK$290,752/mo (50% DSR)
Upfront cash ≈ HK$22.12M (deposit + AVD stamp duty HK$2,124,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,186
−HK$8,222/mo
▼ 0.25% · 3.875%
HK$156,268
−HK$4,140/mo
Today · 4.125%
HK$160,408
baseline
▲ 0.50% · 4.625%
HK$168,864
+HK$8,456/mo
Deposit HK$20.00M · loan HK$30.00M · min. income ≈ HK$320,816/mo (50% DSR)
Upfront cash ≈ HK$22.12M (deposit + AVD stamp duty HK$2,124,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,598
−HK$10,008/mo
▼ 0.25% · 3.875%
HK$164,562
−HK$5,044/mo
Today · 4.125%
HK$169,606
baseline
▲ 0.50% · 4.625%
HK$179,926
+HK$10,320/mo
Deposit HK$15.00M · loan HK$35.00M · min. income ≈ HK$339,212/mo (50% DSR)
Upfront cash ≈ HK$17.12M (deposit + AVD stamp duty HK$2,124,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,551
−HK$9,592/mo
▼ 0.25% · 3.875%
HK$182,312
−HK$4,831/mo
Today · 4.125%
HK$187,143
baseline
▲ 0.50% · 4.625%
HK$197,008
+HK$9,865/mo
Deposit HK$15.00M · loan HK$35.00M · min. income ≈ HK$374,286/mo (50% DSR)
Upfront cash ≈ HK$17.12M (deposit + AVD stamp duty HK$2,124,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,197
−HK$12,867/mo
▼ 0.25% · 3.875%
HK$211,580
−HK$6,484/mo
Today · 4.125%
HK$218,064
baseline
▲ 0.50% · 4.625%
HK$231,333
+HK$13,269/mo
Deposit HK$5.00M · loan HK$44.99M · min. income ≈ HK$436,128/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$2,124,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,279
−HK$12,334/mo
▼ 0.25% · 3.875%
HK$234,402
−HK$6,211/mo
Today · 4.125%
HK$240,613
baseline
▲ 0.50% · 4.625%
HK$253,296
+HK$12,683/mo
Deposit HK$5.00M · loan HK$44.99M · min. income ≈ HK$481,226/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$2,124,729 · Scale 2, in force from 26 Feb 2026)