LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,004
−HK$7,149/mo
▼ 0.25% · 3.875%
HK$117,550
−HK$3,603/mo
Today · 4.125%
HK$121,153
baseline
▲ 0.50% · 4.625%
HK$128,525
+HK$7,372/mo
Deposit HK$25.00M · loan HK$25.00M · min. income ≈ HK$242,306/mo (50% DSR)
Upfront cash ≈ HK$27.12M (deposit + AVD stamp duty HK$2,124,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,828
−HK$6,852/mo
▼ 0.25% · 3.875%
HK$130,230
−HK$3,450/mo
Today · 4.125%
HK$133,680
baseline
▲ 0.50% · 4.625%
HK$140,727
+HK$7,047/mo
Deposit HK$25.00M · loan HK$25.00M · min. income ≈ HK$267,360/mo (50% DSR)
Upfront cash ≈ HK$27.12M (deposit + AVD stamp duty HK$2,124,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,805
−HK$8,578/mo
▼ 0.25% · 3.875%
HK$141,060
−HK$4,323/mo
Today · 4.125%
HK$145,383
baseline
▲ 0.50% · 4.625%
HK$154,230
+HK$8,847/mo
Deposit HK$20.00M · loan HK$30.00M · min. income ≈ HK$290,766/mo (50% DSR)
Upfront cash ≈ HK$22.12M (deposit + AVD stamp duty HK$2,124,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,194
−HK$8,222/mo
▼ 0.25% · 3.875%
HK$156,276
−HK$4,140/mo
Today · 4.125%
HK$160,416
baseline
▲ 0.50% · 4.625%
HK$168,872
+HK$8,456/mo
Deposit HK$20.00M · loan HK$30.00M · min. income ≈ HK$320,832/mo (50% DSR)
Upfront cash ≈ HK$22.12M (deposit + AVD stamp duty HK$2,124,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,605
−HK$10,009/mo
▼ 0.25% · 3.875%
HK$164,570
−HK$5,044/mo
Today · 4.125%
HK$169,614
baseline
▲ 0.50% · 4.625%
HK$179,935
+HK$10,321/mo
Deposit HK$15.00M · loan HK$35.00M · min. income ≈ HK$339,228/mo (50% DSR)
Upfront cash ≈ HK$17.12M (deposit + AVD stamp duty HK$2,124,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,559
−HK$9,593/mo
▼ 0.25% · 3.875%
HK$182,321
−HK$4,831/mo
Today · 4.125%
HK$187,152
baseline
▲ 0.50% · 4.625%
HK$197,017
+HK$9,865/mo
Deposit HK$15.00M · loan HK$35.00M · min. income ≈ HK$374,304/mo (50% DSR)
Upfront cash ≈ HK$17.12M (deposit + AVD stamp duty HK$2,124,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,207
−HK$12,868/mo
▼ 0.25% · 3.875%
HK$211,590
−HK$6,485/mo
Today · 4.125%
HK$218,075
baseline
▲ 0.50% · 4.625%
HK$231,345
+HK$13,270/mo
Deposit HK$5.00M · loan HK$45.00M · min. income ≈ HK$436,150/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$2,124,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,291
−HK$12,333/mo
▼ 0.25% · 3.875%
HK$234,413
−HK$6,211/mo
Today · 4.125%
HK$240,624
baseline
▲ 0.50% · 4.625%
HK$253,308
+HK$12,684/mo
Deposit HK$5.00M · loan HK$45.00M · min. income ≈ HK$481,248/mo (50% DSR)
Upfront cash ≈ HK$7.12M (deposit + AVD stamp duty HK$2,124,833 · Scale 2, in force from 26 Feb 2026)