LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,019
−HK$7,150/mo
▼ 0.25% · 3.875%
HK$117,565
−HK$3,604/mo
Today · 4.125%
HK$121,169
baseline
▲ 0.50% · 4.625%
HK$128,542
+HK$7,373/mo
Deposit HK$25.00M · loan HK$25.00M · min. income ≈ HK$242,338/mo (50% DSR)
Upfront cash ≈ HK$27.13M (deposit + AVD stamp duty HK$2,125,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,845
−HK$6,853/mo
▼ 0.25% · 3.875%
HK$130,247
−HK$3,451/mo
Today · 4.125%
HK$133,698
baseline
▲ 0.50% · 4.625%
HK$140,745
+HK$7,047/mo
Deposit HK$25.00M · loan HK$25.00M · min. income ≈ HK$267,396/mo (50% DSR)
Upfront cash ≈ HK$27.13M (deposit + AVD stamp duty HK$2,125,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,823
−HK$8,580/mo
▼ 0.25% · 3.875%
HK$141,079
−HK$4,324/mo
Today · 4.125%
HK$145,403
baseline
▲ 0.50% · 4.625%
HK$154,250
+HK$8,847/mo
Deposit HK$20.00M · loan HK$30.00M · min. income ≈ HK$290,806/mo (50% DSR)
Upfront cash ≈ HK$22.13M (deposit + AVD stamp duty HK$2,125,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,214
−HK$8,223/mo
▼ 0.25% · 3.875%
HK$156,296
−HK$4,141/mo
Today · 4.125%
HK$160,437
baseline
▲ 0.50% · 4.625%
HK$168,894
+HK$8,457/mo
Deposit HK$20.00M · loan HK$30.00M · min. income ≈ HK$320,874/mo (50% DSR)
Upfront cash ≈ HK$22.13M (deposit + AVD stamp duty HK$2,125,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,626
−HK$10,010/mo
▼ 0.25% · 3.875%
HK$164,592
−HK$5,044/mo
Today · 4.125%
HK$169,636
baseline
▲ 0.50% · 4.625%
HK$179,958
+HK$10,322/mo
Deposit HK$15.00M · loan HK$35.00M · min. income ≈ HK$339,272/mo (50% DSR)
Upfront cash ≈ HK$17.13M (deposit + AVD stamp duty HK$2,125,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,583
−HK$9,594/mo
▼ 0.25% · 3.875%
HK$182,345
−HK$4,832/mo
Today · 4.125%
HK$187,177
baseline
▲ 0.50% · 4.625%
HK$197,043
+HK$9,866/mo
Deposit HK$15.00M · loan HK$35.00M · min. income ≈ HK$374,354/mo (50% DSR)
Upfront cash ≈ HK$17.13M (deposit + AVD stamp duty HK$2,125,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,234
−HK$12,870/mo
▼ 0.25% · 3.875%
HK$211,618
−HK$6,486/mo
Today · 4.125%
HK$218,104
baseline
▲ 0.50% · 4.625%
HK$231,375
+HK$13,271/mo
Deposit HK$5.00M · loan HK$45.00M · min. income ≈ HK$436,208/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$2,125,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,321
−HK$12,335/mo
▼ 0.25% · 3.875%
HK$234,444
−HK$6,212/mo
Today · 4.125%
HK$240,656
baseline
▲ 0.50% · 4.625%
HK$253,341
+HK$12,685/mo
Deposit HK$5.00M · loan HK$45.00M · min. income ≈ HK$481,312/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$2,125,112 · Scale 2, in force from 26 Feb 2026)