LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,021
−HK$7,150/mo
▼ 0.25% · 3.875%
HK$117,567
−HK$3,604/mo
Today · 4.125%
HK$121,171
baseline
▲ 0.50% · 4.625%
HK$128,544
+HK$7,373/mo
Deposit HK$25.00M · loan HK$25.00M · min. income ≈ HK$242,342/mo (50% DSR)
Upfront cash ≈ HK$27.13M (deposit + AVD stamp duty HK$2,125,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,847
−HK$6,853/mo
▼ 0.25% · 3.875%
HK$130,249
−HK$3,451/mo
Today · 4.125%
HK$133,700
baseline
▲ 0.50% · 4.625%
HK$140,748
+HK$7,048/mo
Deposit HK$25.00M · loan HK$25.00M · min. income ≈ HK$267,400/mo (50% DSR)
Upfront cash ≈ HK$27.13M (deposit + AVD stamp duty HK$2,125,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,825
−HK$8,580/mo
▼ 0.25% · 3.875%
HK$141,081
−HK$4,324/mo
Today · 4.125%
HK$145,405
baseline
▲ 0.50% · 4.625%
HK$154,252
+HK$8,847/mo
Deposit HK$20.00M · loan HK$30.00M · min. income ≈ HK$290,810/mo (50% DSR)
Upfront cash ≈ HK$22.13M (deposit + AVD stamp duty HK$2,125,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,216
−HK$8,224/mo
▼ 0.25% · 3.875%
HK$156,299
−HK$4,141/mo
Today · 4.125%
HK$160,440
baseline
▲ 0.50% · 4.625%
HK$168,897
+HK$8,457/mo
Deposit HK$20.00M · loan HK$30.00M · min. income ≈ HK$320,880/mo (50% DSR)
Upfront cash ≈ HK$22.13M (deposit + AVD stamp duty HK$2,125,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,629
−HK$10,010/mo
▼ 0.25% · 3.875%
HK$164,594
−HK$5,045/mo
Today · 4.125%
HK$169,639
baseline
▲ 0.50% · 4.625%
HK$179,961
+HK$10,322/mo
Deposit HK$15.00M · loan HK$35.00M · min. income ≈ HK$339,278/mo (50% DSR)
Upfront cash ≈ HK$17.13M (deposit + AVD stamp duty HK$2,125,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,586
−HK$9,594/mo
▼ 0.25% · 3.875%
HK$182,348
−HK$4,832/mo
Today · 4.125%
HK$187,180
baseline
▲ 0.50% · 4.625%
HK$197,047
+HK$9,867/mo
Deposit HK$15.00M · loan HK$35.00M · min. income ≈ HK$374,360/mo (50% DSR)
Upfront cash ≈ HK$17.13M (deposit + AVD stamp duty HK$2,125,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,237
−HK$12,870/mo
▼ 0.25% · 3.875%
HK$211,621
−HK$6,486/mo
Today · 4.125%
HK$218,107
baseline
▲ 0.50% · 4.625%
HK$231,379
+HK$13,272/mo
Deposit HK$5.00M · loan HK$45.00M · min. income ≈ HK$436,214/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$2,125,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,324
−HK$12,336/mo
▼ 0.25% · 3.875%
HK$234,448
−HK$6,212/mo
Today · 4.125%
HK$240,660
baseline
▲ 0.50% · 4.625%
HK$253,346
+HK$12,686/mo
Deposit HK$5.00M · loan HK$45.00M · min. income ≈ HK$481,320/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$2,125,147 · Scale 2, in force from 26 Feb 2026)