LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,402
−HK$715/mo
▼ 0.25% · 3.875%
HK$11,757
−HK$360/mo
Today · 4.125%
HK$12,117
baseline
▲ 0.50% · 4.625%
HK$12,855
+HK$738/mo
Deposit HK$2.50M · loan HK$2.50M · min. income ≈ HK$24,234/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$112,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,685
−HK$685/mo
▼ 0.25% · 3.875%
HK$13,025
−HK$345/mo
Today · 4.125%
HK$13,370
baseline
▲ 0.50% · 4.625%
HK$14,075
+HK$705/mo
Deposit HK$2.50M · loan HK$2.50M · min. income ≈ HK$26,740/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$112,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,683
−HK$858/mo
▼ 0.25% · 3.875%
HK$14,108
−HK$433/mo
Today · 4.125%
HK$14,541
baseline
▲ 0.50% · 4.625%
HK$15,426
+HK$885/mo
Deposit HK$2.00M · loan HK$3.00M · min. income ≈ HK$29,082/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$112,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,222
−HK$822/mo
▼ 0.25% · 3.875%
HK$15,630
−HK$414/mo
Today · 4.125%
HK$16,044
baseline
▲ 0.50% · 4.625%
HK$16,890
+HK$846/mo
Deposit HK$2.00M · loan HK$3.00M · min. income ≈ HK$32,088/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$112,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,963
−HK$1,001/mo
▼ 0.25% · 3.875%
HK$16,460
−HK$504/mo
Today · 4.125%
HK$16,964
baseline
▲ 0.50% · 4.625%
HK$17,996
+HK$1,032/mo
Deposit HK$1.50M · loan HK$3.50M · min. income ≈ HK$33,928/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$112,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,759
−HK$959/mo
▼ 0.25% · 3.875%
HK$18,235
−HK$483/mo
Today · 4.125%
HK$18,718
baseline
▲ 0.50% · 4.625%
HK$19,705
+HK$987/mo
Deposit HK$1.50M · loan HK$3.50M · min. income ≈ HK$37,436/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$112,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,524
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$21,163
−HK$648/mo
Today · 4.125%
HK$21,811
baseline
▲ 0.50% · 4.625%
HK$23,138
+HK$1,327/mo
Deposit HK$500K · loan HK$4.50M · min. income ≈ HK$43,622/mo (50% DSR)
Upfront cash ≈ HK$613K (deposit + AVD stamp duty HK$112,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,833
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$23,445
−HK$621/mo
Today · 4.125%
HK$24,066
baseline
▲ 0.50% · 4.625%
HK$25,335
+HK$1,269/mo
Deposit HK$500K · loan HK$4.50M · min. income ≈ HK$48,132/mo (50% DSR)
Upfront cash ≈ HK$613K (deposit + AVD stamp duty HK$112,510 · Scale 2, in force from 26 Feb 2026)