LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,026
−HK$7,150/mo
▼ 0.25% · 3.875%
HK$117,573
−HK$3,603/mo
Today · 4.125%
HK$121,176
baseline
▲ 0.50% · 4.625%
HK$128,550
+HK$7,374/mo
Deposit HK$25.00M · loan HK$25.00M · min. income ≈ HK$242,352/mo (50% DSR)
Upfront cash ≈ HK$27.13M (deposit + AVD stamp duty HK$2,125,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,853
−HK$6,853/mo
▼ 0.25% · 3.875%
HK$130,255
−HK$3,451/mo
Today · 4.125%
HK$133,706
baseline
▲ 0.50% · 4.625%
HK$140,754
+HK$7,048/mo
Deposit HK$25.00M · loan HK$25.00M · min. income ≈ HK$267,412/mo (50% DSR)
Upfront cash ≈ HK$27.13M (deposit + AVD stamp duty HK$2,125,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,831
−HK$8,581/mo
▼ 0.25% · 3.875%
HK$141,087
−HK$4,325/mo
Today · 4.125%
HK$145,412
baseline
▲ 0.50% · 4.625%
HK$154,260
+HK$8,848/mo
Deposit HK$20.00M · loan HK$30.00M · min. income ≈ HK$290,824/mo (50% DSR)
Upfront cash ≈ HK$22.13M (deposit + AVD stamp duty HK$2,125,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,223
−HK$8,224/mo
▼ 0.25% · 3.875%
HK$156,306
−HK$4,141/mo
Today · 4.125%
HK$160,447
baseline
▲ 0.50% · 4.625%
HK$168,905
+HK$8,458/mo
Deposit HK$20.00M · loan HK$30.00M · min. income ≈ HK$320,894/mo (50% DSR)
Upfront cash ≈ HK$22.13M (deposit + AVD stamp duty HK$2,125,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,636
−HK$10,011/mo
▼ 0.25% · 3.875%
HK$164,602
−HK$5,045/mo
Today · 4.125%
HK$169,647
baseline
▲ 0.50% · 4.625%
HK$179,969
+HK$10,322/mo
Deposit HK$15.00M · loan HK$35.00M · min. income ≈ HK$339,294/mo (50% DSR)
Upfront cash ≈ HK$17.13M (deposit + AVD stamp duty HK$2,125,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,594
−HK$9,595/mo
▼ 0.25% · 3.875%
HK$182,357
−HK$4,832/mo
Today · 4.125%
HK$187,189
baseline
▲ 0.50% · 4.625%
HK$197,056
+HK$9,867/mo
Deposit HK$15.00M · loan HK$35.00M · min. income ≈ HK$374,378/mo (50% DSR)
Upfront cash ≈ HK$17.13M (deposit + AVD stamp duty HK$2,125,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,247
−HK$12,870/mo
▼ 0.25% · 3.875%
HK$211,631
−HK$6,486/mo
Today · 4.125%
HK$218,117
baseline
▲ 0.50% · 4.625%
HK$231,389
+HK$13,272/mo
Deposit HK$5.00M · loan HK$45.01M · min. income ≈ HK$436,234/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$2,125,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,335
−HK$12,336/mo
▼ 0.25% · 3.875%
HK$234,459
−HK$6,212/mo
Today · 4.125%
HK$240,671
baseline
▲ 0.50% · 4.625%
HK$253,357
+HK$12,686/mo
Deposit HK$5.00M · loan HK$45.01M · min. income ≈ HK$481,342/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$2,125,244 · Scale 2, in force from 26 Feb 2026)