LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,029
−HK$7,150/mo
▼ 0.25% · 3.875%
HK$117,576
−HK$3,603/mo
Today · 4.125%
HK$121,179
baseline
▲ 0.50% · 4.625%
HK$128,553
+HK$7,374/mo
Deposit HK$25.00M · loan HK$25.00M · min. income ≈ HK$242,358/mo (50% DSR)
Upfront cash ≈ HK$27.13M (deposit + AVD stamp duty HK$2,125,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,856
−HK$6,853/mo
▼ 0.25% · 3.875%
HK$130,258
−HK$3,451/mo
Today · 4.125%
HK$133,709
baseline
▲ 0.50% · 4.625%
HK$140,757
+HK$7,048/mo
Deposit HK$25.00M · loan HK$25.00M · min. income ≈ HK$267,418/mo (50% DSR)
Upfront cash ≈ HK$27.13M (deposit + AVD stamp duty HK$2,125,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,834
−HK$8,581/mo
▼ 0.25% · 3.875%
HK$141,091
−HK$4,324/mo
Today · 4.125%
HK$145,415
baseline
▲ 0.50% · 4.625%
HK$154,263
+HK$8,848/mo
Deposit HK$20.00M · loan HK$30.00M · min. income ≈ HK$290,830/mo (50% DSR)
Upfront cash ≈ HK$22.13M (deposit + AVD stamp duty HK$2,125,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,227
−HK$8,224/mo
▼ 0.25% · 3.875%
HK$156,309
−HK$4,142/mo
Today · 4.125%
HK$160,451
baseline
▲ 0.50% · 4.625%
HK$168,909
+HK$8,458/mo
Deposit HK$20.00M · loan HK$30.00M · min. income ≈ HK$320,902/mo (50% DSR)
Upfront cash ≈ HK$22.13M (deposit + AVD stamp duty HK$2,125,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,640
−HK$10,011/mo
▼ 0.25% · 3.875%
HK$164,606
−HK$5,045/mo
Today · 4.125%
HK$169,651
baseline
▲ 0.50% · 4.625%
HK$179,974
+HK$10,323/mo
Deposit HK$15.00M · loan HK$35.00M · min. income ≈ HK$339,302/mo (50% DSR)
Upfront cash ≈ HK$17.13M (deposit + AVD stamp duty HK$2,125,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,598
−HK$9,595/mo
▼ 0.25% · 3.875%
HK$182,361
−HK$4,832/mo
Today · 4.125%
HK$187,193
baseline
▲ 0.50% · 4.625%
HK$197,060
+HK$9,867/mo
Deposit HK$15.00M · loan HK$35.00M · min. income ≈ HK$374,386/mo (50% DSR)
Upfront cash ≈ HK$17.13M (deposit + AVD stamp duty HK$2,125,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,252
−HK$12,871/mo
▼ 0.25% · 3.875%
HK$211,636
−HK$6,487/mo
Today · 4.125%
HK$218,123
baseline
▲ 0.50% · 4.625%
HK$231,395
+HK$13,272/mo
Deposit HK$5.00M · loan HK$45.01M · min. income ≈ HK$436,246/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$2,125,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,340
−HK$12,337/mo
▼ 0.25% · 3.875%
HK$234,464
−HK$6,213/mo
Today · 4.125%
HK$240,677
baseline
▲ 0.50% · 4.625%
HK$253,363
+HK$12,686/mo
Deposit HK$5.00M · loan HK$45.01M · min. income ≈ HK$481,354/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$2,125,295 · Scale 2, in force from 26 Feb 2026)