LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,031
−HK$7,150/mo
▼ 0.25% · 3.875%
HK$117,578
−HK$3,603/mo
Today · 4.125%
HK$121,181
baseline
▲ 0.50% · 4.625%
HK$128,555
+HK$7,374/mo
Deposit HK$25.00M · loan HK$25.00M · min. income ≈ HK$242,362/mo (50% DSR)
Upfront cash ≈ HK$27.13M (deposit + AVD stamp duty HK$2,125,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,858
−HK$6,854/mo
▼ 0.25% · 3.875%
HK$130,260
−HK$3,452/mo
Today · 4.125%
HK$133,712
baseline
▲ 0.50% · 4.625%
HK$140,760
+HK$7,048/mo
Deposit HK$25.00M · loan HK$25.00M · min. income ≈ HK$267,424/mo (50% DSR)
Upfront cash ≈ HK$27.13M (deposit + AVD stamp duty HK$2,125,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,837
−HK$8,581/mo
▼ 0.25% · 3.875%
HK$141,093
−HK$4,325/mo
Today · 4.125%
HK$145,418
baseline
▲ 0.50% · 4.625%
HK$154,266
+HK$8,848/mo
Deposit HK$20.00M · loan HK$30.00M · min. income ≈ HK$290,836/mo (50% DSR)
Upfront cash ≈ HK$22.13M (deposit + AVD stamp duty HK$2,125,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,229
−HK$8,225/mo
▼ 0.25% · 3.875%
HK$156,312
−HK$4,142/mo
Today · 4.125%
HK$160,454
baseline
▲ 0.50% · 4.625%
HK$168,912
+HK$8,458/mo
Deposit HK$20.00M · loan HK$30.00M · min. income ≈ HK$320,908/mo (50% DSR)
Upfront cash ≈ HK$22.13M (deposit + AVD stamp duty HK$2,125,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,643
−HK$10,011/mo
▼ 0.25% · 3.875%
HK$164,609
−HK$5,045/mo
Today · 4.125%
HK$169,654
baseline
▲ 0.50% · 4.625%
HK$179,977
+HK$10,323/mo
Deposit HK$15.00M · loan HK$35.01M · min. income ≈ HK$339,308/mo (50% DSR)
Upfront cash ≈ HK$17.13M (deposit + AVD stamp duty HK$2,125,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,601
−HK$9,595/mo
▼ 0.25% · 3.875%
HK$182,364
−HK$4,832/mo
Today · 4.125%
HK$187,196
baseline
▲ 0.50% · 4.625%
HK$197,064
+HK$9,868/mo
Deposit HK$15.00M · loan HK$35.01M · min. income ≈ HK$374,392/mo (50% DSR)
Upfront cash ≈ HK$17.13M (deposit + AVD stamp duty HK$2,125,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,255
−HK$12,871/mo
▼ 0.25% · 3.875%
HK$211,640
−HK$6,486/mo
Today · 4.125%
HK$218,126
baseline
▲ 0.50% · 4.625%
HK$231,399
+HK$13,273/mo
Deposit HK$5.00M · loan HK$45.01M · min. income ≈ HK$436,252/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$2,125,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,344
−HK$12,337/mo
▼ 0.25% · 3.875%
HK$234,468
−HK$6,213/mo
Today · 4.125%
HK$240,681
baseline
▲ 0.50% · 4.625%
HK$253,367
+HK$12,686/mo
Deposit HK$5.00M · loan HK$45.01M · min. income ≈ HK$481,362/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$2,125,331 · Scale 2, in force from 26 Feb 2026)