LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,037
−HK$7,151/mo
▼ 0.25% · 3.875%
HK$117,584
−HK$3,604/mo
Today · 4.125%
HK$121,188
baseline
▲ 0.50% · 4.625%
HK$128,562
+HK$7,374/mo
Deposit HK$25.01M · loan HK$25.01M · min. income ≈ HK$242,376/mo (50% DSR)
Upfront cash ≈ HK$27.13M (deposit + AVD stamp duty HK$2,125,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,865
−HK$6,854/mo
▼ 0.25% · 3.875%
HK$130,268
−HK$3,451/mo
Today · 4.125%
HK$133,719
baseline
▲ 0.50% · 4.625%
HK$140,768
+HK$7,049/mo
Deposit HK$25.01M · loan HK$25.01M · min. income ≈ HK$267,438/mo (50% DSR)
Upfront cash ≈ HK$27.13M (deposit + AVD stamp duty HK$2,125,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,845
−HK$8,581/mo
▼ 0.25% · 3.875%
HK$141,101
−HK$4,325/mo
Today · 4.125%
HK$145,426
baseline
▲ 0.50% · 4.625%
HK$154,275
+HK$8,849/mo
Deposit HK$20.00M · loan HK$30.01M · min. income ≈ HK$290,852/mo (50% DSR)
Upfront cash ≈ HK$22.13M (deposit + AVD stamp duty HK$2,125,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,238
−HK$8,225/mo
▼ 0.25% · 3.875%
HK$156,321
−HK$4,142/mo
Today · 4.125%
HK$160,463
baseline
▲ 0.50% · 4.625%
HK$168,921
+HK$8,458/mo
Deposit HK$20.00M · loan HK$30.01M · min. income ≈ HK$320,926/mo (50% DSR)
Upfront cash ≈ HK$22.13M (deposit + AVD stamp duty HK$2,125,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,652
−HK$10,012/mo
▼ 0.25% · 3.875%
HK$164,618
−HK$5,046/mo
Today · 4.125%
HK$169,664
baseline
▲ 0.50% · 4.625%
HK$179,987
+HK$10,323/mo
Deposit HK$15.00M · loan HK$35.01M · min. income ≈ HK$339,328/mo (50% DSR)
Upfront cash ≈ HK$17.13M (deposit + AVD stamp duty HK$2,125,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,611
−HK$9,596/mo
▼ 0.25% · 3.875%
HK$182,375
−HK$4,832/mo
Today · 4.125%
HK$187,207
baseline
▲ 0.50% · 4.625%
HK$197,075
+HK$9,868/mo
Deposit HK$15.00M · loan HK$35.01M · min. income ≈ HK$374,414/mo (50% DSR)
Upfront cash ≈ HK$17.13M (deposit + AVD stamp duty HK$2,125,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,267
−HK$12,872/mo
▼ 0.25% · 3.875%
HK$211,652
−HK$6,487/mo
Today · 4.125%
HK$218,139
baseline
▲ 0.50% · 4.625%
HK$231,412
+HK$13,273/mo
Deposit HK$5.00M · loan HK$45.01M · min. income ≈ HK$436,278/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$2,125,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,357
−HK$12,338/mo
▼ 0.25% · 3.875%
HK$234,482
−HK$6,213/mo
Today · 4.125%
HK$240,695
baseline
▲ 0.50% · 4.625%
HK$253,382
+HK$12,687/mo
Deposit HK$5.00M · loan HK$45.01M · min. income ≈ HK$481,390/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$2,125,453 · Scale 2, in force from 26 Feb 2026)