LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,041
−HK$7,151/mo
▼ 0.25% · 3.875%
HK$117,588
−HK$3,604/mo
Today · 4.125%
HK$121,192
baseline
▲ 0.50% · 4.625%
HK$128,567
+HK$7,375/mo
Deposit HK$25.01M · loan HK$25.01M · min. income ≈ HK$242,384/mo (50% DSR)
Upfront cash ≈ HK$27.13M (deposit + AVD stamp duty HK$2,125,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,870
−HK$6,854/mo
▼ 0.25% · 3.875%
HK$130,272
−HK$3,452/mo
Today · 4.125%
HK$133,724
baseline
▲ 0.50% · 4.625%
HK$140,773
+HK$7,049/mo
Deposit HK$25.01M · loan HK$25.01M · min. income ≈ HK$267,448/mo (50% DSR)
Upfront cash ≈ HK$27.13M (deposit + AVD stamp duty HK$2,125,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,849
−HK$8,582/mo
▼ 0.25% · 3.875%
HK$141,106
−HK$4,325/mo
Today · 4.125%
HK$145,431
baseline
▲ 0.50% · 4.625%
HK$154,280
+HK$8,849/mo
Deposit HK$20.00M · loan HK$30.01M · min. income ≈ HK$290,862/mo (50% DSR)
Upfront cash ≈ HK$22.13M (deposit + AVD stamp duty HK$2,125,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,243
−HK$8,226/mo
▼ 0.25% · 3.875%
HK$156,327
−HK$4,142/mo
Today · 4.125%
HK$160,469
baseline
▲ 0.50% · 4.625%
HK$168,927
+HK$8,458/mo
Deposit HK$20.00M · loan HK$30.01M · min. income ≈ HK$320,938/mo (50% DSR)
Upfront cash ≈ HK$22.13M (deposit + AVD stamp duty HK$2,125,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,658
−HK$10,011/mo
▼ 0.25% · 3.875%
HK$164,624
−HK$5,045/mo
Today · 4.125%
HK$169,669
baseline
▲ 0.50% · 4.625%
HK$179,993
+HK$10,324/mo
Deposit HK$15.00M · loan HK$35.01M · min. income ≈ HK$339,338/mo (50% DSR)
Upfront cash ≈ HK$17.13M (deposit + AVD stamp duty HK$2,125,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,617
−HK$9,597/mo
▼ 0.25% · 3.875%
HK$182,381
−HK$4,833/mo
Today · 4.125%
HK$187,214
baseline
▲ 0.50% · 4.625%
HK$197,082
+HK$9,868/mo
Deposit HK$15.00M · loan HK$35.01M · min. income ≈ HK$374,428/mo (50% DSR)
Upfront cash ≈ HK$17.13M (deposit + AVD stamp duty HK$2,125,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,274
−HK$12,872/mo
▼ 0.25% · 3.875%
HK$211,659
−HK$6,487/mo
Today · 4.125%
HK$218,146
baseline
▲ 0.50% · 4.625%
HK$231,420
+HK$13,274/mo
Deposit HK$5.00M · loan HK$45.01M · min. income ≈ HK$436,292/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$2,125,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,365
−HK$12,338/mo
▼ 0.25% · 3.875%
HK$234,490
−HK$6,213/mo
Today · 4.125%
HK$240,703
baseline
▲ 0.50% · 4.625%
HK$253,391
+HK$12,688/mo
Deposit HK$5.00M · loan HK$45.01M · min. income ≈ HK$481,406/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$2,125,527 · Scale 2, in force from 26 Feb 2026)