LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,046
−HK$7,152/mo
▼ 0.25% · 3.875%
HK$117,593
−HK$3,605/mo
Today · 4.125%
HK$121,198
baseline
▲ 0.50% · 4.625%
HK$128,572
+HK$7,374/mo
Deposit HK$25.01M · loan HK$25.01M · min. income ≈ HK$242,396/mo (50% DSR)
Upfront cash ≈ HK$27.13M (deposit + AVD stamp duty HK$2,125,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,875
−HK$6,855/mo
▼ 0.25% · 3.875%
HK$130,278
−HK$3,452/mo
Today · 4.125%
HK$133,730
baseline
▲ 0.50% · 4.625%
HK$140,779
+HK$7,049/mo
Deposit HK$25.01M · loan HK$25.01M · min. income ≈ HK$267,460/mo (50% DSR)
Upfront cash ≈ HK$27.13M (deposit + AVD stamp duty HK$2,125,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,855
−HK$8,582/mo
▼ 0.25% · 3.875%
HK$141,112
−HK$4,325/mo
Today · 4.125%
HK$145,437
baseline
▲ 0.50% · 4.625%
HK$154,287
+HK$8,850/mo
Deposit HK$20.01M · loan HK$30.01M · min. income ≈ HK$290,874/mo (50% DSR)
Upfront cash ≈ HK$22.13M (deposit + AVD stamp duty HK$2,125,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,250
−HK$8,225/mo
▼ 0.25% · 3.875%
HK$156,333
−HK$4,142/mo
Today · 4.125%
HK$160,475
baseline
▲ 0.50% · 4.625%
HK$168,934
+HK$8,459/mo
Deposit HK$20.01M · loan HK$30.01M · min. income ≈ HK$320,950/mo (50% DSR)
Upfront cash ≈ HK$22.13M (deposit + AVD stamp duty HK$2,125,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,664
−HK$10,013/mo
▼ 0.25% · 3.875%
HK$164,631
−HK$5,046/mo
Today · 4.125%
HK$169,677
baseline
▲ 0.50% · 4.625%
HK$180,001
+HK$10,324/mo
Deposit HK$15.00M · loan HK$35.01M · min. income ≈ HK$339,354/mo (50% DSR)
Upfront cash ≈ HK$17.13M (deposit + AVD stamp duty HK$2,125,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,625
−HK$9,596/mo
▼ 0.25% · 3.875%
HK$182,389
−HK$4,832/mo
Today · 4.125%
HK$187,221
baseline
▲ 0.50% · 4.625%
HK$197,090
+HK$9,869/mo
Deposit HK$15.00M · loan HK$35.01M · min. income ≈ HK$374,442/mo (50% DSR)
Upfront cash ≈ HK$17.13M (deposit + AVD stamp duty HK$2,125,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,283
−HK$12,873/mo
▼ 0.25% · 3.875%
HK$211,668
−HK$6,488/mo
Today · 4.125%
HK$218,156
baseline
▲ 0.50% · 4.625%
HK$231,430
+HK$13,274/mo
Deposit HK$5.00M · loan HK$45.01M · min. income ≈ HK$436,312/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$2,125,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,375
−HK$12,338/mo
▼ 0.25% · 3.875%
HK$234,500
−HK$6,213/mo
Today · 4.125%
HK$240,713
baseline
▲ 0.50% · 4.625%
HK$253,402
+HK$12,689/mo
Deposit HK$5.00M · loan HK$45.01M · min. income ≈ HK$481,426/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$2,125,617 · Scale 2, in force from 26 Feb 2026)