LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,405
−HK$715/mo
▼ 0.25% · 3.875%
HK$11,759
−HK$361/mo
Today · 4.125%
HK$12,120
baseline
▲ 0.50% · 4.625%
HK$12,857
+HK$737/mo
Deposit HK$2.50M · loan HK$2.50M · min. income ≈ HK$24,240/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$112,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,688
−HK$685/mo
▼ 0.25% · 3.875%
HK$13,028
−HK$345/mo
Today · 4.125%
HK$13,373
baseline
▲ 0.50% · 4.625%
HK$14,078
+HK$705/mo
Deposit HK$2.50M · loan HK$2.50M · min. income ≈ HK$26,746/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$112,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,686
−HK$858/mo
▼ 0.25% · 3.875%
HK$14,111
−HK$433/mo
Today · 4.125%
HK$14,544
baseline
▲ 0.50% · 4.625%
HK$15,429
+HK$885/mo
Deposit HK$2.00M · loan HK$3.00M · min. income ≈ HK$29,088/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$112,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,225
−HK$823/mo
▼ 0.25% · 3.875%
HK$15,633
−HK$415/mo
Today · 4.125%
HK$16,048
baseline
▲ 0.50% · 4.625%
HK$16,894
+HK$846/mo
Deposit HK$2.00M · loan HK$3.00M · min. income ≈ HK$32,096/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$112,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,967
−HK$1,001/mo
▼ 0.25% · 3.875%
HK$16,463
−HK$505/mo
Today · 4.125%
HK$16,968
baseline
▲ 0.50% · 4.625%
HK$18,000
+HK$1,032/mo
Deposit HK$1.50M · loan HK$3.50M · min. income ≈ HK$33,936/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$112,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,763
−HK$959/mo
▼ 0.25% · 3.875%
HK$18,239
−HK$483/mo
Today · 4.125%
HK$18,722
baseline
▲ 0.50% · 4.625%
HK$19,709
+HK$987/mo
Deposit HK$1.50M · loan HK$3.50M · min. income ≈ HK$37,444/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$112,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,528
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$21,167
−HK$649/mo
Today · 4.125%
HK$21,816
baseline
▲ 0.50% · 4.625%
HK$23,143
+HK$1,327/mo
Deposit HK$500K · loan HK$4.50M · min. income ≈ HK$43,632/mo (50% DSR)
Upfront cash ≈ HK$613K (deposit + AVD stamp duty HK$112,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,838
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$23,450
−HK$622/mo
Today · 4.125%
HK$24,072
baseline
▲ 0.50% · 4.625%
HK$25,340
+HK$1,268/mo
Deposit HK$500K · loan HK$4.50M · min. income ≈ HK$48,144/mo (50% DSR)
Upfront cash ≈ HK$613K (deposit + AVD stamp duty HK$112,534 · Scale 2, in force from 26 Feb 2026)