LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,056
−HK$7,152/mo
▼ 0.25% · 3.875%
HK$117,604
−HK$3,604/mo
Today · 4.125%
HK$121,208
baseline
▲ 0.50% · 4.625%
HK$128,584
+HK$7,376/mo
Deposit HK$25.01M · loan HK$25.01M · min. income ≈ HK$242,416/mo (50% DSR)
Upfront cash ≈ HK$27.14M (deposit + AVD stamp duty HK$2,125,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,886
−HK$6,855/mo
▼ 0.25% · 3.875%
HK$130,289
−HK$3,452/mo
Today · 4.125%
HK$133,741
baseline
▲ 0.50% · 4.625%
HK$140,791
+HK$7,050/mo
Deposit HK$25.01M · loan HK$25.01M · min. income ≈ HK$267,482/mo (50% DSR)
Upfront cash ≈ HK$27.14M (deposit + AVD stamp duty HK$2,125,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,867
−HK$8,583/mo
▼ 0.25% · 3.875%
HK$141,125
−HK$4,325/mo
Today · 4.125%
HK$145,450
baseline
▲ 0.50% · 4.625%
HK$154,300
+HK$8,850/mo
Deposit HK$20.01M · loan HK$30.01M · min. income ≈ HK$290,900/mo (50% DSR)
Upfront cash ≈ HK$22.13M (deposit + AVD stamp duty HK$2,125,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,263
−HK$8,227/mo
▼ 0.25% · 3.875%
HK$156,347
−HK$4,143/mo
Today · 4.125%
HK$160,490
baseline
▲ 0.50% · 4.625%
HK$168,949
+HK$8,459/mo
Deposit HK$20.01M · loan HK$30.01M · min. income ≈ HK$320,980/mo (50% DSR)
Upfront cash ≈ HK$22.13M (deposit + AVD stamp duty HK$2,125,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,678
−HK$10,014/mo
▼ 0.25% · 3.875%
HK$164,645
−HK$5,047/mo
Today · 4.125%
HK$169,692
baseline
▲ 0.50% · 4.625%
HK$180,017
+HK$10,325/mo
Deposit HK$15.01M · loan HK$35.01M · min. income ≈ HK$339,384/mo (50% DSR)
Upfront cash ≈ HK$17.13M (deposit + AVD stamp duty HK$2,125,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,641
−HK$9,597/mo
▼ 0.25% · 3.875%
HK$182,405
−HK$4,833/mo
Today · 4.125%
HK$187,238
baseline
▲ 0.50% · 4.625%
HK$197,108
+HK$9,870/mo
Deposit HK$15.01M · loan HK$35.01M · min. income ≈ HK$374,476/mo (50% DSR)
Upfront cash ≈ HK$17.13M (deposit + AVD stamp duty HK$2,125,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,301
−HK$12,874/mo
▼ 0.25% · 3.875%
HK$211,687
−HK$6,488/mo
Today · 4.125%
HK$218,175
baseline
▲ 0.50% · 4.625%
HK$231,450
+HK$13,275/mo
Deposit HK$5.00M · loan HK$45.02M · min. income ≈ HK$436,350/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$2,125,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,395
−HK$12,340/mo
▼ 0.25% · 3.875%
HK$234,521
−HK$6,214/mo
Today · 4.125%
HK$240,735
baseline
▲ 0.50% · 4.625%
HK$253,424
+HK$12,689/mo
Deposit HK$5.00M · loan HK$45.02M · min. income ≈ HK$481,470/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$2,125,806 · Scale 2, in force from 26 Feb 2026)