LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,067
−HK$7,153/mo
▼ 0.25% · 3.875%
HK$117,615
−HK$3,605/mo
Today · 4.125%
HK$121,220
baseline
▲ 0.50% · 4.625%
HK$128,596
+HK$7,376/mo
Deposit HK$25.01M · loan HK$25.01M · min. income ≈ HK$242,440/mo (50% DSR)
Upfront cash ≈ HK$27.14M (deposit + AVD stamp duty HK$2,126,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,898
−HK$6,856/mo
▼ 0.25% · 3.875%
HK$130,302
−HK$3,452/mo
Today · 4.125%
HK$133,754
baseline
▲ 0.50% · 4.625%
HK$140,805
+HK$7,051/mo
Deposit HK$25.01M · loan HK$25.01M · min. income ≈ HK$267,508/mo (50% DSR)
Upfront cash ≈ HK$27.14M (deposit + AVD stamp duty HK$2,126,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,880
−HK$8,584/mo
▼ 0.25% · 3.875%
HK$141,138
−HK$4,326/mo
Today · 4.125%
HK$145,464
baseline
▲ 0.50% · 4.625%
HK$154,315
+HK$8,851/mo
Deposit HK$20.01M · loan HK$30.01M · min. income ≈ HK$290,928/mo (50% DSR)
Upfront cash ≈ HK$22.14M (deposit + AVD stamp duty HK$2,126,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,278
−HK$8,227/mo
▼ 0.25% · 3.875%
HK$156,362
−HK$4,143/mo
Today · 4.125%
HK$160,505
baseline
▲ 0.50% · 4.625%
HK$168,966
+HK$8,461/mo
Deposit HK$20.01M · loan HK$30.01M · min. income ≈ HK$321,010/mo (50% DSR)
Upfront cash ≈ HK$22.14M (deposit + AVD stamp duty HK$2,126,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,694
−HK$10,014/mo
▼ 0.25% · 3.875%
HK$164,661
−HK$5,047/mo
Today · 4.125%
HK$169,708
baseline
▲ 0.50% · 4.625%
HK$180,034
+HK$10,326/mo
Deposit HK$15.01M · loan HK$35.02M · min. income ≈ HK$339,416/mo (50% DSR)
Upfront cash ≈ HK$17.13M (deposit + AVD stamp duty HK$2,126,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,658
−HK$9,598/mo
▼ 0.25% · 3.875%
HK$182,422
−HK$4,834/mo
Today · 4.125%
HK$187,256
baseline
▲ 0.50% · 4.625%
HK$197,126
+HK$9,870/mo
Deposit HK$15.01M · loan HK$35.02M · min. income ≈ HK$374,512/mo (50% DSR)
Upfront cash ≈ HK$17.13M (deposit + AVD stamp duty HK$2,126,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,320
−HK$12,876/mo
▼ 0.25% · 3.875%
HK$211,707
−HK$6,489/mo
Today · 4.125%
HK$218,196
baseline
▲ 0.50% · 4.625%
HK$231,473
+HK$13,277/mo
Deposit HK$5.00M · loan HK$45.02M · min. income ≈ HK$436,392/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$2,126,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,417
−HK$12,341/mo
▼ 0.25% · 3.875%
HK$234,543
−HK$6,215/mo
Today · 4.125%
HK$240,758
baseline
▲ 0.50% · 4.625%
HK$253,448
+HK$12,690/mo
Deposit HK$5.00M · loan HK$45.02M · min. income ≈ HK$481,516/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$2,126,009 · Scale 2, in force from 26 Feb 2026)