LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,077
−HK$7,153/mo
▼ 0.25% · 3.875%
HK$117,625
−HK$3,605/mo
Today · 4.125%
HK$121,230
baseline
▲ 0.50% · 4.625%
HK$128,607
+HK$7,377/mo
Deposit HK$25.01M · loan HK$25.01M · min. income ≈ HK$242,460/mo (50% DSR)
Upfront cash ≈ HK$27.14M (deposit + AVD stamp duty HK$2,126,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,909
−HK$6,857/mo
▼ 0.25% · 3.875%
HK$130,313
−HK$3,453/mo
Today · 4.125%
HK$133,766
baseline
▲ 0.50% · 4.625%
HK$140,817
+HK$7,051/mo
Deposit HK$25.01M · loan HK$25.01M · min. income ≈ HK$267,532/mo (50% DSR)
Upfront cash ≈ HK$27.14M (deposit + AVD stamp duty HK$2,126,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,892
−HK$8,584/mo
▼ 0.25% · 3.875%
HK$141,150
−HK$4,326/mo
Today · 4.125%
HK$145,476
baseline
▲ 0.50% · 4.625%
HK$154,328
+HK$8,852/mo
Deposit HK$20.01M · loan HK$30.02M · min. income ≈ HK$290,952/mo (50% DSR)
Upfront cash ≈ HK$22.14M (deposit + AVD stamp duty HK$2,126,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,291
−HK$8,228/mo
▼ 0.25% · 3.875%
HK$156,375
−HK$4,144/mo
Today · 4.125%
HK$160,519
baseline
▲ 0.50% · 4.625%
HK$168,980
+HK$8,461/mo
Deposit HK$20.01M · loan HK$30.02M · min. income ≈ HK$321,038/mo (50% DSR)
Upfront cash ≈ HK$22.14M (deposit + AVD stamp duty HK$2,126,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,707
−HK$10,015/mo
▼ 0.25% · 3.875%
HK$164,675
−HK$5,047/mo
Today · 4.125%
HK$169,722
baseline
▲ 0.50% · 4.625%
HK$180,050
+HK$10,328/mo
Deposit HK$15.01M · loan HK$35.02M · min. income ≈ HK$339,444/mo (50% DSR)
Upfront cash ≈ HK$17.13M (deposit + AVD stamp duty HK$2,126,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,673
−HK$9,599/mo
▼ 0.25% · 3.875%
HK$182,438
−HK$4,834/mo
Today · 4.125%
HK$187,272
baseline
▲ 0.50% · 4.625%
HK$197,143
+HK$9,871/mo
Deposit HK$15.01M · loan HK$35.02M · min. income ≈ HK$374,544/mo (50% DSR)
Upfront cash ≈ HK$17.13M (deposit + AVD stamp duty HK$2,126,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,338
−HK$12,876/mo
▼ 0.25% · 3.875%
HK$211,725
−HK$6,489/mo
Today · 4.125%
HK$218,214
baseline
▲ 0.50% · 4.625%
HK$231,492
+HK$13,278/mo
Deposit HK$5.00M · loan HK$45.03M · min. income ≈ HK$436,428/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$2,126,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,436
−HK$12,342/mo
▼ 0.25% · 3.875%
HK$234,563
−HK$6,215/mo
Today · 4.125%
HK$240,778
baseline
▲ 0.50% · 4.625%
HK$253,470
+HK$12,692/mo
Deposit HK$5.00M · loan HK$45.03M · min. income ≈ HK$481,556/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$2,126,189 · Scale 2, in force from 26 Feb 2026)