LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,082
−HK$7,154/mo
▼ 0.25% · 3.875%
HK$117,631
−HK$3,605/mo
Today · 4.125%
HK$121,236
baseline
▲ 0.50% · 4.625%
HK$128,613
+HK$7,377/mo
Deposit HK$25.02M · loan HK$25.02M · min. income ≈ HK$242,472/mo (50% DSR)
Upfront cash ≈ HK$27.14M (deposit + AVD stamp duty HK$2,126,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,916
−HK$6,856/mo
▼ 0.25% · 3.875%
HK$130,319
−HK$3,453/mo
Today · 4.125%
HK$133,772
baseline
▲ 0.50% · 4.625%
HK$140,824
+HK$7,052/mo
Deposit HK$25.02M · loan HK$25.02M · min. income ≈ HK$267,544/mo (50% DSR)
Upfront cash ≈ HK$27.14M (deposit + AVD stamp duty HK$2,126,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,899
−HK$8,585/mo
▼ 0.25% · 3.875%
HK$141,157
−HK$4,327/mo
Today · 4.125%
HK$145,484
baseline
▲ 0.50% · 4.625%
HK$154,336
+HK$8,852/mo
Deposit HK$20.01M · loan HK$30.02M · min. income ≈ HK$290,968/mo (50% DSR)
Upfront cash ≈ HK$22.14M (deposit + AVD stamp duty HK$2,126,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,299
−HK$8,228/mo
▼ 0.25% · 3.875%
HK$156,383
−HK$4,144/mo
Today · 4.125%
HK$160,527
baseline
▲ 0.50% · 4.625%
HK$168,989
+HK$8,462/mo
Deposit HK$20.01M · loan HK$30.02M · min. income ≈ HK$321,054/mo (50% DSR)
Upfront cash ≈ HK$22.14M (deposit + AVD stamp duty HK$2,126,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,715
−HK$10,016/mo
▼ 0.25% · 3.875%
HK$164,684
−HK$5,047/mo
Today · 4.125%
HK$169,731
baseline
▲ 0.50% · 4.625%
HK$180,059
+HK$10,328/mo
Deposit HK$15.01M · loan HK$35.02M · min. income ≈ HK$339,462/mo (50% DSR)
Upfront cash ≈ HK$17.14M (deposit + AVD stamp duty HK$2,126,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,682
−HK$9,599/mo
▼ 0.25% · 3.875%
HK$182,447
−HK$4,834/mo
Today · 4.125%
HK$187,281
baseline
▲ 0.50% · 4.625%
HK$197,153
+HK$9,872/mo
Deposit HK$15.01M · loan HK$35.02M · min. income ≈ HK$374,562/mo (50% DSR)
Upfront cash ≈ HK$17.14M (deposit + AVD stamp duty HK$2,126,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,348
−HK$12,878/mo
▼ 0.25% · 3.875%
HK$211,736
−HK$6,490/mo
Today · 4.125%
HK$218,226
baseline
▲ 0.50% · 4.625%
HK$231,504
+HK$13,278/mo
Deposit HK$5.00M · loan HK$45.03M · min. income ≈ HK$436,452/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$2,126,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,448
−HK$12,342/mo
▼ 0.25% · 3.875%
HK$234,575
−HK$6,215/mo
Today · 4.125%
HK$240,790
baseline
▲ 0.50% · 4.625%
HK$253,483
+HK$12,693/mo
Deposit HK$5.00M · loan HK$45.03M · min. income ≈ HK$481,580/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$2,126,299 · Scale 2, in force from 26 Feb 2026)