LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,083
−HK$7,154/mo
▼ 0.25% · 3.875%
HK$117,632
−HK$3,605/mo
Today · 4.125%
HK$121,237
baseline
▲ 0.50% · 4.625%
HK$128,614
+HK$7,377/mo
Deposit HK$25.02M · loan HK$25.02M · min. income ≈ HK$242,474/mo (50% DSR)
Upfront cash ≈ HK$27.14M (deposit + AVD stamp duty HK$2,126,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,917
−HK$6,857/mo
▼ 0.25% · 3.875%
HK$130,321
−HK$3,453/mo
Today · 4.125%
HK$133,774
baseline
▲ 0.50% · 4.625%
HK$140,825
+HK$7,051/mo
Deposit HK$25.02M · loan HK$25.02M · min. income ≈ HK$267,548/mo (50% DSR)
Upfront cash ≈ HK$27.14M (deposit + AVD stamp duty HK$2,126,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,900
−HK$8,585/mo
▼ 0.25% · 3.875%
HK$141,158
−HK$4,327/mo
Today · 4.125%
HK$145,485
baseline
▲ 0.50% · 4.625%
HK$154,337
+HK$8,852/mo
Deposit HK$20.01M · loan HK$30.02M · min. income ≈ HK$290,970/mo (50% DSR)
Upfront cash ≈ HK$22.14M (deposit + AVD stamp duty HK$2,126,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,300
−HK$8,228/mo
▼ 0.25% · 3.875%
HK$156,385
−HK$4,143/mo
Today · 4.125%
HK$160,528
baseline
▲ 0.50% · 4.625%
HK$168,990
+HK$8,462/mo
Deposit HK$20.01M · loan HK$30.02M · min. income ≈ HK$321,056/mo (50% DSR)
Upfront cash ≈ HK$22.14M (deposit + AVD stamp duty HK$2,126,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,717
−HK$10,015/mo
▼ 0.25% · 3.875%
HK$164,685
−HK$5,047/mo
Today · 4.125%
HK$169,732
baseline
▲ 0.50% · 4.625%
HK$180,060
+HK$10,328/mo
Deposit HK$15.01M · loan HK$35.02M · min. income ≈ HK$339,464/mo (50% DSR)
Upfront cash ≈ HK$17.14M (deposit + AVD stamp duty HK$2,126,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,683
−HK$9,600/mo
▼ 0.25% · 3.875%
HK$182,449
−HK$4,834/mo
Today · 4.125%
HK$187,283
baseline
▲ 0.50% · 4.625%
HK$197,155
+HK$9,872/mo
Deposit HK$15.01M · loan HK$35.02M · min. income ≈ HK$374,566/mo (50% DSR)
Upfront cash ≈ HK$17.14M (deposit + AVD stamp duty HK$2,126,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,350
−HK$12,877/mo
▼ 0.25% · 3.875%
HK$211,738
−HK$6,489/mo
Today · 4.125%
HK$218,227
baseline
▲ 0.50% · 4.625%
HK$231,506
+HK$13,279/mo
Deposit HK$5.00M · loan HK$45.03M · min. income ≈ HK$436,454/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$2,126,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,450
−HK$12,342/mo
▼ 0.25% · 3.875%
HK$234,577
−HK$6,215/mo
Today · 4.125%
HK$240,792
baseline
▲ 0.50% · 4.625%
HK$253,485
+HK$12,693/mo
Deposit HK$5.00M · loan HK$45.03M · min. income ≈ HK$481,584/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$2,126,316 · Scale 2, in force from 26 Feb 2026)